Retire Early with Rental Properties
Who says you need to work until you’re 65?
A Landlord Blog for the Passive Income Obsessed
Know the acronym “FIRE,” in personal finance circles?
It stands for Financial Independence/Retire Early.
Financial independence means that income from your investments (like, oh, I don’t know, rental properties) is enough to cover your living expenses. In other words, you’re no longer “dependent” on your job to pay your bills.
My name is Brian Davis, and I’m a landlord, real estate investor, personal finance writer, co-founder of SparkRental, and world traveler. I get to spend most of the year living abroad, largely because my rental income allows me to live anywhere.
Deni (my partner) and I have a simple goal: to help 5,000 people reach $5,000/month in passive income from rental properties. Actually our goal is to help as many people as possible reach financial independence from rental income, but that doesn’t have the same ring to it 😉
Want to retire early with rental properties? Stack up streams of passive income? Reach financial independence?
We created this landlord blog to help you do just that. Being a landlord is great, but ultimately rental properties are a means to a greater end: giving you the freedom to lead whatever life you want.
The Latest from the Landlord & Real Estate Investing Blog:
“Possession is nine-tenths of the law.” Adverse possession of property – squatters' rights – is commonly accepted in countries around the world. “Homesteading” – a legal form of squatting – was prevalent in the early and mid-1800s in the United States and formally...
In most cases, landlords cannot break a lease agreement mid-term. For that matter, tenants aren’t allowed to do so either, even if they often get away with it. It’s hard to chase down tenants and actually collect money for early move-out. Here’s what landlords need...
When Deni and I poll new real estate investors about their greatest challenges, two answers pop up again and again: coming up with a down payment and finding good deals on real estate. So we talk about those two challenges a lot 😊 But the thing about finding deals is...
It’s been hard to find good deals on investment properties over the last few years. Fueled by low inventory, especially among starter homes, the last five years have seen home values skyrocket. Look no further than Zillow’s Home Value Index, which leapt from $163,000...
At the risk of stating the obvious, real estate costs a lot. That makes it expensive to invest in, and difficult to diversify among real estate investments. The median home price in the US is around $350,000, so an investor who buys a median property with a 20% down...
In March 2020, Congress approved a $2 trillion stimulus package to avert the widespread collapse of businesses and employment in the midst of the COVID-19 pandemic. After announcing it would buy an indefinite amount of Treasury bonds to inject money into the economy,...
For just about any investor, the goal of putting their money to work is to eventually stop working. To reach financial independence and be able to cover their living expenses with their investment income, and maybe retire early. In order to do this, you need to save a...
One of the most common critiques of the FIRE movement (financial independence, retire early) goes as follows: “Sure, you can live off your investments when times are good, but what happens when the market crashes?” A valid question, and one that every prospective...
Carpets don't stay pristine forever. Often landlords have to replace them between every single tenancy. But should landlords always pay for replacing ruined carpets? Can they ever charge tenants to replace them? Here’s what landlords need to know about carpets,...
What do you want to learn more about?
The “Live Off Rents” Podcast
Prefer to watch or listen to your real estate investing and FIRE tips & tricks? No sweat.
Deni and Brian have been broadcasting live every week to the SparkRental-sponsored Facebook groups for years, although they only started releasing the content via podcast in 2020. Each episode is quick, 15-20 minutes, but jam-packed with actionable content.
No fluff, just advice you can put to work immediately to build passive income from real estate.
If you enjoy the episodes, share them, and please rate and review on iTunes, Stitcher, or wherever else you listen!
Michael Quan retired at 36. With a full family that includes several children. How did he do it? Brian chats up Michael about his combination of real estate investing, entrepreneurship, stock investing, and avoiding lifestyle creep to keep his living expenses low....
Right now, real estate investors can borrow money at outrageously cheap interest rates. Deni and Brian round up five lenders offering landlord loans under 5% interest, plus a few bonus loan sources to boot! And if your credit isn't great, they also highlight a few...
Not thrilled with your local real estate market? Invest long-distance in a turnkey rental property. Brian interviews turnkey investing expert Ali Boone of Hipster Investments about how to do due diligence on real estate investments long-distance, how to build a...
With residential rental properties so expensive right now, should you consider alternative niche real estate investments? Deni and Brian do a quick tour through niche real estate investments, including: Section 8 housing Short-term and corporate rentals Land...
Late rents are a perpetual headache for landlords. At best, they're an inconvenience and mean having to chase down tenants like you're their parent. At worst, they cause your own mortgage payment to be late, and force you to go through the long, tedious, expensive...
Nationwide, home prices are up nearly 11% over the last year. But rents are up less than 1%, and in many of the largest cities they've dropped 5-10%. Which means rental returns and cap rates are dropping in most markets. Should you keep investing in rental properties?...
Who Is the Rental Income Blog For?
Well, sure, this is a real estate investing and landlord blog. We write about the nuts and bolts of investing in rental properties, tenant screening, leasing issues, collecting rent, managing difficult tenants, and so on.
But while the “how-tos” and “avoid these mistakes” are important, they’re only part of the picture.
The bigger picture? How rental properties and real estate investing fit into your larger strategy for building wealth and passive income.
Specifically: reaching financial independence to give you the freedom to retire young, if you so choose.
So who is this “landlord blog” for? It’s not just for landlords – it’s for anyone looking for creative ways to reach FIRE through real estate investing.
Real Estate Investing & Landlord Education
Our real estate investing blog includes hundreds of landlord articles, personal finance articles, property management tips, and detailed real estate investing advice. Browse it, search it, use it as a free resource.
But our landlord education doesn’t end with the blog.
We offer a range of free webinars and online masterclasses for landlords and real estate investors. We offer several premium landlord courses. Our weekly newsletter keeps you abreast of rental industry trends, landlord tips, and the best of real estate investing blogs from around the web. And every week, Deni & Brian hop on live video on Facebook for a 15-minute live vlog and answer questions.
What for? Why do real estate investors and landlords need continuing education, anyway?
Because investing in rental properties is not like throwing money in an index fund.
Buying real estate investment properties takes skill (at least if you’re going to make money). Managing rental properties takes skill.
Your returns on rental investment properties are directly proportionate to your knowledge and skill, both as an investor and as a landlord. If you want to reach financial independence from real estate, you’re going to need to know what you’re doing.
That’s why we’re obsessed with ongoing landlord education at SparkRental. We want you to make as much passive income as possible, as fast as possible, on the fewest rental investments possible.
Beyond the Real Estate Blog: More Landlord Resources
Had enough of us going on about the importance of landlord education?
“Cut to the goods already Brian! Gimme some free stuff!”
All right, all right. Here are some free landlord resources, to help you on your quest for financial independence from real estate: