by G. Brian Davis | Last updated Sep 20, 2025 | Spark Blog |
At a Glance National Home Prices Declining: Unlike most past recessions, U.S. home prices are projected to fall about 1% nationally, with some local markets facing much steeper drops of 5–15%. Key Drivers of the Decline: Rising insurance premiums, higher mortgage...
by G. Brian Davis | Last updated Sep 20, 2025 | Spark Blog |
At a Glance Income & Net Worth Benchmarks – The upper middle class is typically defined as households earning $145K–$235K annually or having a net worth of $658K–$1.9M, though exact ranges vary. Location Matters – What qualifies as upper middle class depends...
by G. Brian Davis | Last updated Sep 20, 2025 | Spark Blog |
At a Glance Certain U.S. housing markets are projected to see significant price declines in 2025, with smaller cities like Greenville, MS (-16.7%) and major metros like New Orleans (-7.2%) and San Francisco (-6.1%) most at risk. Key factors driving these declines...
by G. Brian Davis | Last updated Sep 11, 2025 | Real Estate News, Spark Blog |
At a Glance: The Fed controls the federal funds rate, not mortgage rates Mortgage rates are more based on bond yields, not the federal funds rate The Trump Administration can’t control bond yields – or mortgage rates The Fight Over the Fed President Trump has tried...
by G. Brian Davis | Last updated Oct 1, 2025 | Spark Blog |
At a Glance: Cities with low inventory, fewer average days on market, and a higher percentage of listings selling above asking price indicate pent-up demand Don’t expect the same price surge in cities with high insurance premiums and property taxes, even when rates...
by G. Brian Davis | Last updated Aug 29, 2025 | Buck$ Outside the Box, Personal Finance, Real Estate News, Spark Blog |
At a Glance Kiyosaki Predicts a “Greater Depression” but Experts Disagree Economic Risks Are Real but Not Catastrophic Balanced Portfolios with Stocks and Real Estate Remain Key In a world where economic forecasts are often vague and cautiously worded, Robert Kiyosaki...