by G. Brian Davis | Last updated May 1, 2026 | Spark Blog |
The Short Version: The Social Security trust fund hits insolvency in 2032 per the trustees’ own report, meaning a 21% benefit cut for anyone counting on it as a primary income source The average monthly benefit is $1,976 while average rent alone runs over...
by G. Brian Davis | Last updated Apr 29, 2026 | Spark Blog |
The Short Version: Mortgage rates above 6% for three years have structurally locked out millennials, who are tracking homeownership rates 17 points below boomers at the same age Households priced out of buying want yards, garages, and three bedrooms and will pay...
by G. Brian Davis | Last updated Apr 27, 2026 | Spark Blog |
The Short Version: A 20-year study shows retail investors earned 2.6% annually while the S&P 500 returned 7.2%… and most real estate investors fall into the same trap The gap between institutional and retail returns has nothing to do with capital size…...
by G. Brian Davis | Last updated Apr 24, 2026 | Spark Blog |
The Short Version: Data centers now capture 35% of all real estate fundraising. Five years ago? 15%. Microsoft can’t find enough power for AI. That scarcity is driving a $450B infrastructure build. Hyperscalers sign 10-20 year leases at 90%+ renewal rates. Try...
by G. Brian Davis | Last updated Apr 23, 2026 | Spark Blog |
The Short Version: Morgan Stanley called 2026 “an inflection point.” Translation: Wall Street already bought, they’re just telling you now. Properties trading 20-25% below peak while retail investors wait for “confirmation.” Institutional...
by G. Brian Davis | Last updated Apr 20, 2026 | Spark Blog |
The Short Version: Bitcoin lost 50% while one land fund paid 16%—for the 12th quarter straight. “Digital gold” crashed when chaos hit. Actual gold rallied to $6,000/oz. $100K in Bitcoin became $50K. In real estate? $16K/year in cash, every quarter. The...