Live Off Rents Podcast:
Financial Independence with Real Estate
Day jobs are overrated. Learn how to replace your 9-5 income with rental income!
No Jargon or Fluff. A Podcast of Quick Bites!
Every week, Deni & Brian broadcast a live podcast & videocast via the SparkRental Facebook page. Completely free, and interactive — we take questions as we go!
We aim to pack a ton of information in short, 10-20 minute episodes. From the absolute basics like finding deals and calculating rental cash flow to more advanced topics like asset protection, we’ve got you covered.
And while our focus is real estate investing and property management, we always keep the bigger picture in mind: building enough passive income to cover your living expenses. In other words, financial independence.
Happy listening!
The Latest from the Live Off Rents Podcast:
Ep. 16: How Would Biden Tax Changes Affect Real Estate Investors?
Democratic candidate Joe Biden has proposed a comprehensive series of tax changes, and with him leading in most polls down the stretch of the election, it begs the question: how would his tax changes affect real estate investors? Brian takes a politics-free look at...
Ep. 15: Creative (& Safe!) House Hacking Tactics During COVID
Between social distancing, the eviction moratorium, high unemployment, and a competitive real estate market, many people have discounted the idea of house hacking during the pandemic. Don't make that mistake! There are plenty of ways to house hack that don't involve...
Ep. 14: How Becky Created Enough Rental Income to Live on in Under 3 Years
Becky Nova bought her first home in 2018. By 2020, she was financially independent, earning enough rental income to cover her living expenses. How'd she do it? Brian hosts Becky on the Live Off Rents podcast to talk about house hacking, scaling her portfolio,...
Ep. 13: 5 Tools to Help You Score Good Deals (Even in the Crazy Pandemic Market)
Don't expect to find good real estate deals just lying around on the MLS. Especially in a hot housing market. No, you need to go out and create those deals. To score good real estate deals, you need to look off-market. But if there's no "deal tree" you can walk up to...
Ep. 12: Land Investing: Why We’re Diversifying Into Land in 2020
It's been a strange year for investing. And nowhere stranger than real estate, in which some markets have seen property prices shoot up by 10% or more. Then you have the eviction ban, high unemployment rates, and high rent default rates all playing a role as well. So...
Ep. 11: Does an Eviction Crisis Loom on the Horizon? The Current Data
Concerned about an eviction crisis looming in late 2020 or early 2021? There's certainly been enough press about it. One might go so far as to use the term "panic porn." But what are the actual numbers? How many American tenants are actually behind on rent? How do...
Ep. 10: 7 Signs You’re Financially Stable – And 3 You’re Not
On a scale from 1-10, how financially stable are you? Financial stability is not the same as financial literacy or savviness. Deni and Brian walk through a ten-point list of questions and indicators of financial stability, helping you identify your financial strengths...
Ep. 9: The 3 Things that Cost Landlords Money & Time (and How to Minimize Them)
Most months, landlords can simply cash their rent check. (Or better yet, just watch the rent get direct deposited in their bank account.) Then suddenly they have a $5,000 repair, or tenants who stop paying the rent, or a vacant unit they have to fill. The rental unit...
Ep. 8: The 3 Step Strategy to Persuade a Skeptical Spouse to Invest in Real Estate
Do you want to invest in real estate, but your spouse remains skeptical? If you and your spouse don't share the same financial vision and goals, you're in trouble. One spouse tugs the rope in one direction, the other yanks in the opposite direction, and your bottom...
What do you want to learn more about?
Is This Podcast for You?
If you don’t want to work forever, it’s for you.
At SparkRental, we’re all about helping you replace your day job income with passive income from investments. Build enough investment income, and your day job becomes optional. You can quit to spend more time with your family, choose a career you’re more passionate about, travel, volunteer full-time.
Or you can keep working your current job if you love it, and build even more wealth.
While we tend to focus on building passive income through rental properties, we know that financial independence and/or retiring early — FIRE — works best with diverse income streams. So yes, we talk about finding motivated sellers, tools like free rental income calculators, finding rental property loans, and property management tips & tricks. But we also explore wider FIRE issues like savings rate, safe withdrawal rates, and how the FIRE lifestyle can save you money in surprising ways.
Most of all, we want to help you think differently about your money, and about lifestyle design: creating your own personal ideal life. Real estate is merely a means to that end!
Prefer Reading? Check Out Our FIRE & Real Estate Blog!
Real Estate Contingencies: Everything Buyers & Investors Need to Know
Real estate investors and buyers need protection when entering a sales contract for hundreds of thousands of dollars. Price comprises just one piece of the puzzle. Buyers and sellers must agree on all aspects of the transaction, and contingencies in real estate offers...
What Is Owner Financing? The Investor’s Guide to Seller Financing
Low interest rates and stock market uncertainty have set the real estate market sizzling in most of the US. With borrowers flooding lenders to take advantage of those low rates, and lingering economic weakness in the wake of the coronavirus pandemic, many lenders have...
What Is an Accredited Investor? Why You Want to Become One ASAP
Do the rich have access to better investments than the rest of us? It turns out that they do, actually. I once offered to invest money with a hard money lender I knew, who had an impeccable track record. He asked a simple question before taking the conversation any...
Can You Roll Closing Costs into a Mortgage?
I hear new real estate investors and homebuyers ask all the time: "Can you roll closing costs into a mortgage?" The short answer is yes for refinance loans, no for purchase loans. But it’s not always possible even for refinances, and even when it is, that doesn’t mean...
A 3%-Down Rental Property Loan? How to Use Fannie & Freddie Loans for Investing
A few years back, Fannie Mae and its brother lender Freddie Mac launched loan programs called HomeReady and Home Possible, respectively. Their purpose? To help low- to moderate-income borrowers with little cash buy a home. Which is great news for anyone looking to buy...
Financial Independence with Rentals in 3 Years: How Becky Did It
Three years ago, Becky Nova had no interest in even owning a home, much less becoming a real estate investor. Today she owns ten units and teaches women how to invest in real estate and build passive income from rental properties. “I’m a traveler, the free spirit type...
Want more free landlord resources?
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Free Rental Application
Email our free rental application PDF to your prospects; they can type into it, e-sign it, and email it back to you. It even includes authorization for you to contact employers, prior landlords, and run tenant screening reports.
Tenant Screening Reports
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State-Specific Lease Agreements
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Collect rent online, through either ACH (bank transfer), credit card, or debit card. Reduce late payments and rent defaults, and use one-click Schedule E tax statements and Income & Expense reports!
