SparkRental’s Live Off Rents Podcast:
Financial Independence with Real Estate
Day jobs are overrated. Learn how to replace your 9-5 income with passive income!
The Latest from SparkRental’s Live Off Rents Podcast:
No Jargon or Fluff: A Real Estate Podcast of Quick Bites!
In 2018, SparkRental cofounders Brian Davis and Deni Supplee started broadcasting live every week to the SparkRental Facebook page and Landlords & Real Estate Investors’ Hub. Eventually they wisened up enough to start publishing broadcasts as a podcast, and SparkRental’s Live Off Rents podcast was born.
Today, we still release new episodes every week, interviewing some of the sharpest minds in real estate investing and financial independence.
We pack a ton of information in concise 15-20 minute episodes. From the basics like active vs. passive real estate investing to more advanced topics like scaling to apartment complexes, we’ve got you covered.
And while our focus is real estate investing, we always keep the bigger picture in mind: building enough passive income to cover your living expenses. In other words, reaching financial independence.
Happy listening!
Want all the benefits of real estate investing without the headaches?
Learn how to invest passively in group real estate investments.
Every month, our Co-Investing Club vets a new real estate syndication deal. All deals are open to all members (including non-accredited investors).
Our target returns: 15-30%.
Curious? Watch this 86-second video.
Prefer Reading? Check Out Our FIRE & Real Estate Blog!
Rental Applications In California: A Guide For Landlords
The Big Picture On Rental Applications In California Screen tenants thoroughly with rental applications that follow laws to avoid issues with problematic renters down the road. California law permits landlords to charge $62 max for a screening fee and pass other app...
The Investor’s Guide to Seller Financing: What Is Owner Financing & How Does Work?
The Big Picture On Owner Financing: Owner financing means the person selling the home lends money to the buyer instead of the buyer getting a traditional bank loan. Buyers can find homes with owner financing by looking at listings online, talking to real estate...
Apartment Application vs. House Rental Application: What Landlords Need to Know
The Big Picture On House Rentals Vs. Apartment Applications: Effective tenant screening through comprehensive rental applications is crucial for landlords to safeguard their investment and income. Recognizing variances between apartment and house rentals, such as...
Is Rental Income Active Or Passive Income? How Much Labor Landlords Should Expect
TL;DR on Is Rental Income Passive Or Active For tax purposes rental income can be defined as passive income so long as you do not qualify as a real estate professional. In the truest sense of the word, rental income is not “passive” income, as it requires extensive...
How to Retire at 40 With Real Estate Investments & Stocks
The Big Picture for How To Retire At 40: Retiring at 40 is not easy—but it is possible. The best way to retire at 40 is to combine many income streams, including diversified stocks and real estate investments. You can take advantage of Roth IRAs and your 401(k) but...
Non-Qualifying Mortgages: Uses & List of Non-QM Lenders
TL;DR On Non-Qualifying or Non-QM Loans: Non-QM loans provide flexible financing options for real estate investors who do not qualify for traditional mortgages. Non-QM loans allow investors to secure financing for unique property types like fix-and-flips, multi-units,...
Curious about other passive real estate investments?
Check out our comparison chart of Real Estate Crowdfunding Platforms. Our cofounder G. Brian Davis has invested in most of them personally, for firsthand experience. Here’s a quick preview of just a few:
Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Streitwise | Yieldstreet | |
---|---|---|---|---|---|---|---|---|
Min. Investment | $1 | $10 | $10/loan ($1,000 minimum opening transfer) | $20 | $50 | $100 | $5,000 | $10,000 |
Investment Format | Pooled Fund of Loans, Fractional Ownership in Rentals | Pooled Funds & REITs | Secured Loans | Fractional Ownership in Rentals | Fractional Ownership in Rentals | Fractional Ownership in Rentals | REIT | Pooled Fund |
Real Estate Type | Hard Money Loans & Apartment Buildings | Residential & Commercial | Residential (Short-Term Loans) | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Single-Family Rentals, Mixed-Use, Commercial | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Commercial Office Buildings | Real Estate, Art, Debt, Vehicles, Legal |
Dividend Freq. | Weekly | Quarterly | N/A | Monthly | Daily | Quarterly | Quarterly | Quarterly |
Dividend Yield Last Year | 5.5% (more with referrals) | 2.17% | N/A | Avg. ~5% | Varies by property | 2.0-7.9% (long-term rentals), 3.6-5.2% (short-term rentals) | 7.8% | 8.0% |
Total Return Last Year | 5.5% (more with referrals) | 1.50% | 9.83% | Avg. 11.35% | Varies by property | 21.6% (incomplete for the year though) | 7.8% | 5.0% |
Hold Time w/o Penalty | 1 Year (but no principal penalty) | 5 Years | 2-18 Months | 3 Months | None | 5 Years | 5 Years | 3+ Months |
Built-In IRA | No | Yes | Yes | Yes | No | No | No | Yes |
Year Launched | 2018 | 2012 | 2013 | 2019 | 2018 | 2021 | 2017 | 2014 |
Brian Invests Personally | Yes | Yes | Yes | Yes | Not Yet | Yes | Yes | Not Yet |
Learn More | Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Streitwise | Yieldstreet |
Is This Podcast for You?
If you don’t want to work forever, it’s for you.
At SparkRental, we’re all about helping you replace your day job income with passive income from investments. Build enough investment income, and your day job becomes optional. You can quit to spend more time with your family, choose a career you’re more passionate about, travel, volunteer full-time.
Or you can keep working your current job if you love it, and build even more wealth.
While we tend to focus on building passive income through rental properties, we know that financial independence and/or retiring early — FIRE — works best with diverse income streams. So yes, we talk about finding motivated sellers, tools like free rental income calculators, finding rental property loans, and property management tips & tricks. But we also explore wider FIRE issues like savings rate, safe withdrawal rates, and how the FIRE lifestyle can save you money in surprising ways.
Most of all, we want to help you think differently about your money, and about lifestyle design: creating your own personal ideal life. Real estate is merely a means to that end!