SparkRental’s Live Off Rents Podcast:
Financial Independence with Real Estate
Day jobs are overrated. Learn how to replace your 9-5 income with passive income!
The Latest from SparkRental’s Live Off Rents Podcast:
No Jargon or Fluff: A Real Estate Podcast of Quick Bites!
In 2018, SparkRental cofounders Brian Davis and Deni Supplee started broadcasting live every week to the SparkRental Facebook page and Landlords & Real Estate Investors’ Hub. Eventually they wisened up enough to start publishing broadcasts as a podcast, and SparkRental’s Live Off Rents podcast was born.
Today, we still release new episodes every week, interviewing some of the sharpest minds in real estate investing and financial independence.
We pack a ton of information in concise 15-20 minute episodes. From the basics like active vs. passive real estate investing to more advanced topics like scaling to apartment complexes, we’ve got you covered.
And while our focus is real estate investing, we always keep the bigger picture in mind: building enough passive income to cover your living expenses. In other words, reaching financial independence.
Happy listening!
Want all the benefits of real estate investing without the headaches?
Learn how to invest passively in group real estate investments.
Every month, our Co-Investing Club vets a new real estate syndication deal. All deals are open to all members (including non-accredited investors).
Our target returns: 15-30%.
Curious? Watch this 86-second video.
Prefer Reading? Check Out Our FIRE & Real Estate Blog!
Fractional Ownership in Real Estate: How It Works
The Big Picture On Fractional Ownership In Real Estate: Fractional real estate ownership allows investors to buy small shares of properties, enabling participation in rental income and capital gains without the hassle of managing properties directly. Investment...
The Best Short-Term Investments: Real Estate & More
The Big Picture On The Best Short-Term Investments: Options like high-yield savings accounts offer safety but minimal returns. At the same time, Treasury bills and Treasury Inflation-Protected Securities (TIPS) provide slightly higher yields with government-backed...
Everything You Wanted to Know About Spark Rental’s Real Estate Co-Investing Club
The Big Picture On Spark Rental’s Real Estate Co-Investing Club: Spark Rental’s Real Estate Co-Investing Club is a passive real estate investment club that presents vetted deals to members, targeting 15%+ annualized returns. The club isn't a sponsor or fund-of-funds...
How to Earn “Infinite Returns” on Real Estate Investments
The Big Picture On Infinite Returns Through Real Estate Investment: Infinite returns mean pulling out your initial investment to reinvest elsewhere while still earning on the property. Focus on properties you can renovate and refinance to start building equity fast....
Refinance Rental Property: Should Landlords Do It?
The Big Picture on If And When to Refinance Rental Property: Refinancing is most advantageous when interest rates drop significantly compared to your current mortgage, allowing you to reduce monthly payments and improve cash flow. Landlords can leverage cash-out...
Does Rent Go Down In A Recession: Rents & Home Values
The Big Picture On Whether Rent Goes Down In A Recession: During recessions, home values often decline due to decreased demand, while rents tend to remain stable or even increase, as more people opt to rent instead of buy. Recession's impact on rents varies by...
Curious about other passive real estate investments?
Check out our comparison chart of Real Estate Crowdfunding Platforms. Our cofounder G. Brian Davis has invested in most of them personally, for firsthand experience. Here’s a quick preview of just a few:
Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Connect Invest | Streitwise | |
---|---|---|---|---|---|---|---|---|
Min. Investment | $1 | $10 | $10 | $20 | $50 | $100 | $500 | $1,000 |
Investment Format | Pooled Fund of Loans, Fractional Ownership in Rentals | Pooled Funds & REITs | Secured Loans | Fractional Ownership in Rentals | Fractional Ownership in Rentals | Fractional Ownership in Rentals | Short-Term Notes | REIT |
Real Estate Type | Hard Money Loans & Apartment Buildings | Residential & Commercial | Residential (Short-Term Loans) | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Single-Family Rentals, Mixed-Use, Commercial | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Secured Residential & Commercial Loans | Commercial Office Buildings |
Dividend Freq. | Weekly | Quarterly | N/A | Monthly | Daily | Quarterly | Monthly | Quarterly |
Dividend Yield Last Year | 6.50% (more with referrals) | 3.27% | N/A | Avg. ~5% | Varies by property | 1.9 - 8.3% (long-term rentals), 1.4 - 5.6% (short-term rentals) | 7.5-9% | 5.1% |
Total Return Last Year | 6.53% (more with referrals) | -7.45% | Avg. 10% | Avg. 11.35% | Varies by property | Varies by property | 7.5-9% | 5.1% |
Hold Time w/o Penalty | 1 Year (but no principal penalty) | 5 Years | 2-18 Months | 3 Months | None | 5 Years | 6-24 Months | 5 Years |
Built-In IRA | No | Yes | Yes | Yes | No | No | No | No |
Year Launched | 2018 | 2012 | 2013 | 2019 | 2018 | 2021 | 2015 | 2017 |
Brian Invests Personally | Yes | Yes | Yes | Yes | Not Yet | Yes | Not Yet | Yes |
Learn More | Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Connect Invest | Streitwise |
Is This Podcast for You?
If you don’t want to work forever, it’s for you.
At SparkRental, we’re all about helping you replace your day job income with passive income from investments. Build enough investment income, and your day job becomes optional. You can quit to spend more time with your family, choose a career you’re more passionate about, travel, volunteer full-time.
Or you can keep working your current job if you love it, and build even more wealth.
While we tend to focus on building passive income through rental properties, we know that financial independence and/or retiring early — FIRE — works best with diverse income streams. So yes, we talk about finding motivated sellers, tools like free rental income calculators, finding rental property loans, and property management tips & tricks. But we also explore wider FIRE issues like savings rate, safe withdrawal rates, and how the FIRE lifestyle can save you money in surprising ways.
Most of all, we want to help you think differently about your money, and about lifestyle design: creating your own personal ideal life. Real estate is merely a means to that end!