Live Off Rents Podcast:
Financial Independence with Real Estate
Day jobs are overrated. Learn how to replace your 9-5 income with rental income!
No Jargon or Fluff. A Podcast of Quick Bites!
Every week, Deni & Brian broadcast a live podcast & videocast via the SparkRental Facebook page. Completely free, and interactive — we take questions as we go!
We aim to pack a ton of information in short, 10-20 minute episodes. From the absolute basics like finding deals and calculating rental cash flow to more advanced topics like asset protection, we’ve got you covered.
And while our focus is real estate investing and property management, we always keep the bigger picture in mind: building enough passive income to cover your living expenses. In other words, financial independence.
Happy listening!
The Latest from the Live Off Rents Podcast:
Ep. 11: Does an Eviction Crisis Loom on the Horizon? The Current Data
Concerned about an eviction crisis looming in late 2020 or early 2021? There's certainly been enough press about it. One might go so far as to use the term "panic porn." But what are the actual numbers? How many American tenants are actually behind on rent? How do...
Ep. 10: 7 Signs You’re Financially Stable – And 3 You’re Not
On a scale from 1-10, how financially stable are you? Financial stability is not the same as financial literacy or savviness. Deni and Brian walk through a ten-point list of questions and indicators of financial stability, helping you identify your financial strengths...
Ep. 9: The 3 Things that Cost Landlords Money & Time (and How to Minimize Them)
Most months, landlords can simply cash their rent check. (Or better yet, just watch the rent get direct deposited in their bank account.) Then suddenly they have a $5,000 repair, or tenants who stop paying the rent, or a vacant unit they have to fill. The rental unit...
Ep. 8: The 3 Step Strategy to Persuade a Skeptical Spouse to Invest in Real Estate
Do you want to invest in real estate, but your spouse remains skeptical? If you and your spouse don't share the same financial vision and goals, you're in trouble. One spouse tugs the rope in one direction, the other yanks in the opposite direction, and your bottom...
Ep. 7: 6 Ways to Diversify Your Real Estate Portfolio
Diversification is a huge challenge for traditional real estate investors. Why? Because when each asset costs $250,000, and even down payments cost $50,000, you end up with an enormous amount of money tied up in each individual asset. Compounding the problem: most...
Ep. 6: Rental Properties & Marijuana: The Landlord’s Guide to Weed
Do landlords have to worry about weed? Yes. But not necessarily for the reasons you think. Smoking inside your unit yellows the walls, leaves a gnarly odor, and can ruin the carpets. Worse still is the damage caused by grow-ops, where your tenant converts your...
Ep. 5: Credit in Recessions: Why & How to Protect Your Credit in Downturns
Credit can make or break your ability to invest in real estate. With bad credit, you'll have a much harder time borrowing an investment property loan — if anyone will lend to you at all. Recessions make it that much harder to keep your credit in tip-top shape however....
Ep. 4: Down Payment Hacks: How to Invest with Less
Yes, it takes money to invest in real estate. Your own money, not just lenders' money. But that doesn't mean you can't occasionally bend the rules. As you explore ways to get started investing in real estate without an enormous trust fund, consider some of the...
Ep. 3: Lessons from the ’08 Great Recession that Apply Today
Sure, every recession is unique. A snowflake. And there are plenty of differences between 2020's COVID-induced recession and the Great Recession of 2008-2009. But that doesn't mean we can't learn from past recessions, particularly one as recent as the Great Recession....
What do you want to learn more about?
Is This Podcast for You?
If you don’t want to work forever, it’s for you.
At SparkRental, we’re all about helping you replace your day job income with passive income from investments. Build enough investment income, and your day job becomes optional. You can quit to spend more time with your family, choose a career you’re more passionate about, travel, volunteer full-time.
Or you can keep working your current job if you love it, and build even more wealth.
While we tend to focus on building passive income through rental properties, we know that financial independence and/or retiring early — FIRE — works best with diverse income streams. So yes, we talk about finding motivated sellers, tools like free rental income calculators, finding rental property loans, and property management tips & tricks. But we also explore wider FIRE issues like savings rate, safe withdrawal rates, and how the FIRE lifestyle can save you money in surprising ways.
Most of all, we want to help you think differently about your money, and about lifestyle design: creating your own personal ideal life. Real estate is merely a means to that end!
Prefer Reading? Check Out Our FIRE & Real Estate Blog!
How to Retire at 40 with Real Estate Investments & Stocks
Over a 40-year time horizon, even someone earning minimum wage can become a millionaire. No, really: if you invest $190 per month in the stock market at an historically-average 10% return, after 40 years you’d have $1,009,111. But what if you want to retire at 40?...
The BRRRR Method: Real Estate Leverage with 100% Financing (Infographic)
Besides sounding like you're shivering, the BRRRR method of real estate investing is an acronym standing for buy, renovate, rent, refinance, repeat. Some investors refer to it as the BRRR strategy, skipping the “rent” portion as self-explanatory. Whatever; semantics....
What Are Squatters Rights? State-by-State Guide to Squatters Rights
“Possession is nine-tenths of the law.” The concept that the person who is control of an asset is its rightful owner allowed Floyd Hatfield to retain ownership of a pig claimed to have been the property of Randle McCoy. The court ruling is said to be a major factor in...
The Landlord’s Guide to Renter’s Insurance: How It Protects Landlords
Renter’s insurance may not be a top priority for your tenants who don’t want to take on another expense – but it should be for you. With all of the uncertainty that the pandemic has brought to rental property owners, it’s more important now than ever to screen tenants...
State Taxes Comparison: Are Americans Fleeing High-Tax States in 2020?
It turns out Americans really do vote with their feet – especially when it comes to state tax rates. United Van Lines releases a report every year on the prior year’s migration patterns within the U.S. In January 2020, they issued their 2019 report, and the data is...
Multifamily vs. Single-Family Rentals: Which Should I Invest In?
Rental properties offer strong historic returns, low volatility, and ongoing passive income. If you’re just starting out in your journey, it can feel overwhelming because there are so many moving parts. For example, figuring out which property types are best suited...
Want more free landlord resources?
Check out our list of Free Landlord Tools, starting with the tools below!
Free Rental Application
Email our free rental application PDF to your prospects; they can type into it, e-sign it, and email it back to you. It even includes authorization for you to contact employers, prior landlords, and run tenant screening reports.
Tenant Screening Reports
Well, it’s free for the landlord. The applicant verifies their identity and releases their credit report, criminal background check, and eviction history tenant screening reports to you. No site inspection required!
State-Specific Lease Agreements
Our rental lease agreements are extremely landlord-protective, and deter any lawsuit-happy tenants. They’re editable, reusable, and include all state-specific lease clauses, disclosures, and addenda.
Free Rent Collection
Collect rent online, through either ACH (bank transfer), credit card, or debit card. Reduce late payments and rent defaults, and use one-click Schedule E tax statements and Income & Expense reports!
