The Big Picture On Squatters Rights:

    • Squatters rights, or adverse possession laws, govern how landlords and property owners can remove trespassers after establishing residency. These laws vary by state.
    • Trespassers can become squatters if they stay long enough and live on the property overtly. They must be evicted rather than immediately ejected by police.
    • If squatters live in the property long enough, they can claim legal ownership of it. Typically ranges from 5 to 30 years. That’s how long they have to squat in a house to own it.
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squatters-rights

“Possession is nine-tenths of the law.”

Adverse possession of property—squatters’ rights — is commonly accepted in countries around the world. In fact, much of the American West was settled by pioneers who moved onto vacant land, built a home, and began raising crops or livestock. The U.S. Government ultimately recognized their legal right to the land as homesteading.

Of course, times have changed since the 1800s. Today, squatters aren’t exactly benign homesteaders cultivating vacant land. They tend to be trespassers illegally moving into your property.

All these have led many to wonder why squatters have any rights in the first place.

In This Article:

What Is a Squatter?

A squatter moves into a property they don’t own, typically without the owner’s knowledge, and establishes residency there. Now, where is squatting legal? The answer is complex, as squatting vs. trespassing is often a fine line.

In other cases, a squatter is person who once had a legal right to stay in the property and now overstayed their invitation eg: tenants or Airbnb guests who refuse to leave after the rental period ends.

The Rosados, homeowners in the popular summer resort town of Sag Harbor, New York, leased their home for the summer to a successful stockbroker. Subsequently, the renter quit paying the $3,600 rent and refused to vacate.

According to Mrs. Rosado, “We have a squatter that won’t leave. This is directly affecting our family financially and emotionally.” According to the CBS news report, many homeowners in the area are in the same predicament, unable to evict recalcitrant tenants.

By definition, squatters claim a legal right to live in the property as a residence. If they admit to illegal trespassing, the police can eject them. 

Here are just some of the issues squatters cause land properties and landlords:

Problem Description
Property Damage Squatters may cause physical damage to the property, which can be costly.
Legal Costs Property owners may incur significant legal expenses to evict squatters and reclaim their land.
Safety Concerns Squatters can sometimes pose safety risks to neighbors or property owners.
Reduced Property Value The presence of squatters can decrease the property’s market value and deter potential buyers.
Resource Drain Dealing with squatters can consume considerable time, effort, and resources.
Insurance Issues Squatting can complicate insurance claims and potentially increase premiums.

s of squatters is another reason to check on your vacant properties regularly.

What Are Squatters Rights?

Squatters are treated differently when compared to criminal trespassers. I know…you may wonder whether these squatters laws are even real. Sadly, yes, but they vary by location.

First, they can only be physically removed from the property by eviction, not by asking the police to eject them as trespassers. As a landlord, you must go through the lengthy eviction process to reclaim possession of your property.

Now, can squatters be evicted? The answer is yes, but it requires following proper legal procedures.

If allowed to reside in the property for long enough openly, squatters can take your home, as in legal ownership. It’s known as adverse possession, taking legal title to a property without the owner’s consent. While it’s rare, it is legally possible in some circumstances.

Fortunately for property owners, it takes many years for squatters to take ownership through adverse possession. The exact number of years varies by state law but typically falls between seven and twenty years. A few states even allow adverse possession in as little as five years. 

How to Effectively Get Rid of Squatters

As a general rule, it’s worth calling the police and demanding that they remove trespassers. Property owners can reacquire possession of their property by having the occupant arrested for housebreaking and changing the locks.

Suppose the trespassers go willingly; great. If they claim squatters’ rights, the police may tell you to go through the eviction process.

Squatters often claim they are tenants, asserting they have paid rent, have a signed lease agreement (typically fraudulent), or made an oral agreement with the owner, substituting rent payments for performing improvements on the property.

Property owners sometimes resort to “cash for keys” to remove squatters. However, this simply encourages squatters to continue pulling this stunt in the future.

What Not to Do While Getting Rid of Squatters

Do not, under any circumstances, perform a “self-help” eviction.

In other words, don’t physically throw the trespassers from your property yourself.

Don’t threaten them with physical violence, such as showing up with Vinny and a few guys with baseball bats to “encourage” a hasty retreat.

Especially don’t barricade squatters out of the property, and don’t cut off the utilities.

Call the police and ask them to remove illegal trespassers. If they refuse, file for eviction—end of story.

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 Steps to Protect Your Property from Squatters

If you’re worried about squatters in your vacant property, take the following steps to protect vacant rental units.

  1. Maintain physical evidence of your ownership, including signs, fences, and gates. This is especially important for remote owners who are unlikely to visit their property regularly.
  2. When allowing another to use your property, formalize the conditions with a formal agreement showing your ownership and the conditions under which they can use or occupy the property. Recognize that casual use, such as letting a neighbor cross your property for convenience for a period, might be grounds for a claim of adverse possession.
  3. Visit and inspect your property regularly to identify any trespassers. If you cannot inspect your property personally, hire an agent to perform inspections on your behalf. The contract clearly states your ownership and intent in hiring the agent to protect your interest.
  4. If evidence of illegal or improper use is discovered, contact law enforcement to investigate and remove any trespassers. If the guilty party is known, engage an attorney to send a formal cease-and-desist letter demanding any real or intangible damages resulting from the invasion.
  5. Pay your property taxes regularly when due and check local records that you are the only person paying such taxes. In some states, trespassers can gain adverse possession by paying taxes for as little as three years.

Adverse Possession, Activists, and Squatters’ Rights

Adverse possession allows a person to gain legal ownership of property without payment if the possession is personal, exclusive, overt, and continuous for some time, and the rightful owner does not attempt to remove the person within a legally defined period.

The law does not distinguish whether adverse possession is intentional or accidental. For example, if a neighbor inadvertently fences a portion of another person’s land and the owner does not object to the intrusion (not knowing the exact boundaries), the neighbor can gain legal possession of the land within his fence.

You might ask yourself, what’s the point of squatter rights, and who created such laws? The answer goes back to the 1800s when it was implemented. However, in recent years, poverty activists have promoted squatters’ rights as a “legitimate” avenue for the poor to gain possession of property. 

In California, community organizer Steven DeCaprio used the state’s adverse possession law to advocate for people experiencing homelessness and to occupy an abandoned home successfully. He founded an organization, Land Action, to help people do the same.

ReclaimSF, Moms4Housing, and Chicago’s AntiEviction Campaign are examples of nonprofits using adverse possession to legally take property from the actual owner. 

Unfortunately, those out to make a buck on the naivete of those desperate for a home find squatters’ advocacy a fertile market.

Naziyr YishmaEl, formerly James Allen Keith, taught a course on adverse possession. For a fee of $75,000, people could become members of his “Association of Autonomous People.” Property owners and prosecutors have a different view: “an opportunist who already had an embezzlement conviction on his record and took advantage of people on the margins during an economic crisis.”

And really: you charge $75,000, and you claim to be serving the homeless and poor?

State-by-State Squatters’ Rights

Squatters rights, or adverse possession laws, exist in all 50 states of the U.S. – and it made me wonder how this can be legal. 

Again, some states have a 30-day squatter provision, meaning they can claim the squatter rights after 30 days of staying on your property while being aware of what’s happening.

After the 30 days, these settlers will become your “tenants” in the eyes of the law, which means you’ll have to file for tenant eviction if you want them out of your property.

And for a better picture, here’s a table about how long squatters can take possession of your property in every state…legally.

Duration States
20+ Years Delaware, Georgia, Hawaii, Idaho, Illinois, Louisiana, Maine, Maryland, Massachusetts, New Jersey, North Carolina, North Dakota, Ohio, Pennsylvania, South Dakota, Wisconsin
15-20 Years Colorado, Connecticut, Kansas, Kentucky, Michigan, Minnesota, Nevada, Oklahoma, Vermont, Virginia
10 Years Alabama, Alaska, Arizona, Indiana, Iowa, Mississippi, Missouri, Nebraska, New Mexico, New York, Oregon, Rhode Island, South Carolina, Texas, Washington, West Virginia, Wyoming
7 Years or Less Arkansas, California, Florida, Montana

Each state has enacted laws to protect property owners from adverse possession. A squatter can gain legal ownership of real property in forty-three states by being on the property and treating it as their own for a minimum of ten years while meeting the following conditions:

    • The possession must be open and notorious, i.e., occupied without subterfuge or misrepresentation to the public.
    • Exclusive, i.e., other parties cannot share the property,
    • Adverse or hostile claim to the true owner’s interest and
    • Continuous and uninterrupted for the State’s statutory period.

Seven states require possession for seven years or less, while four others require more than 20 years. Having a deed or paying taxes on the property can reduce the time necessary to gain ownership in some states.

squatters rights: how many years of possession

(Map courtesy of Law District)

Alabama Squatters Rights

Squatters can take possession of the property if they have a deed to it or have paid its taxes for 10 years. This rule comes from Title 6, Chapter 5, Section 200 of the Code of Alabama.

Alaska Squatters Rights

A squatter can gain adverse possession with the deed to the property and live on the property for seven years or pay taxes on the land for the past 10 years.

Arizona Squatters Rights

What are squatters’ rights in Arizona? This one’s a bit complicated. Arizona requires 30 days, which means they can only claim the right if they’ve stayed in your property that long.

Also, a squatter with the deed who has paid the taxes on your property for three or more years can take adverse possession of it unless the property is a city lot where the squatter needs the deed and has paid taxes for five years. If a neighbor builds across your property line, he can take the property after two years. 

Arkansas Squatters Rights

The squatters’ rights in Arkansas are relatively straightforward compared to some other states. According to Arkansas Code Annotated 18-11-102, a squatter gains adverse possession of a property after holding the deed and paying taxes for seven years. 

California Squatters Rights

A squatter who pays the taxes on your property for five years can gain adverse possession. California has one of the shortest periods in the country.

Squatters Rights In Colorado

Squatters can take possession of property where they have lived for 18 years with a deed or pay taxes on the property for seven years. With the 30-day squatter provision in Colorado, the squatter can gain the rights after staying 30 days in your property, given that you’re aware of what’s happening. 

Connecticut Squatters Rights

Squatters who have been living there for 15 years can claim adverse possession.

Delaware Squatters Rights

A squatter earns the right to claim your property after living on it for 20 years.

Florida Squatters Rights

Squatters in Florida who pay taxes on your property for 7 years can claim adverse possession.

Georgia Squatters Rights

Squatters can gain possession of a property by living on it for 7 years or more, except for undeveloped land, where the minimum occupation is 20 years.

Can police remove squatters in Georgia? It depends on the specific circumstances and how long the squatters have been occupying the property.

Hawaii Squatters Rights

An individual must occupy a property for at least 20 years before the possibility of ownership.

Idaho Squatters Rights

Squatters can make an oral claim for possession after paying the property taxes on a land parcel for at least 20 years.

Illinois Squatters Rights

Squatters must overtly occupy a property without permission for a minimum of 20 years and pay taxes for 7 years to be given the chance to transfer the deed.

Indiana Squatters Rights

Indiana’s squatter rights are less lenient than in some neighboring states. To gain adverse possession, a squatter must occupy a neglected property openly for at least 10 years

Iowa Squatters Rights

The squatters’ rights in Iowa follow guidelines similar to those of many other Midwestern states. Adverse possession is possible after 10 years of open possession. 

Kansas Squatters Rights

The squatters’ rights in Kansas require a longer time than in some neighboring states. The state law requires a squatter to be in actual possession of the property for at least 15 years continuously. 

Kentucky Squatters Rights

Adverse possession can occur if a squatter occupies the property for 15 years and establishes the Color of Title for 7 years.

Louisiana Squatters Rights

The squatters’ rights in Louisiana have some unique provisions compared to other states. Squatters must have continuous possession of the property for 10 years, acting as if it were their own and cannot be convicted of disturbing the peace in any way during possession. 

Maine Squatters Rights

A squatter must have continuous and uninterrupted possession for 20 years and either a claim of title or the payment of taxes.

Maryland Squatters Rights

Maryland’s squatters’ rights require a longer time than many other states. The general legal requirement for adverse possession is continuous possession for 20 years.  It also has 30-day Maryland squatters’ rights and will be applied in most situations.

Massachusetts Squatters Rights

Squatters must have open, actual, notorious, exclusive and ongoing possession for 20 years to claim ownership.

Michigan Squatters Rights

After 15 years of overt possession, a squatter can gain possession of the property but must go to court to receive the legal title. The squatters rights in Michigan have a moderate time requirement compared to other states.

Minnesota Squatters Rights

What are squatters’ rights in Minnesota? They require a significant time investment from the squatter. Squatters must have open, actual, obvious, exclusive, and continuous possession of property for 15 years to claim adverse possession. 

Mississippi Squatters Rights

Squatters must have open, obvious, and exclusive possession of the property and use the property in an uninterrupted fashion for a minimum of 10 years for adverse possession.

Missouri Squatters Rights

A squatter must retain continuous possession of the property for a minimum of 10 years. There is also a 30-day squatters’ rights provision in Missouri.

Montana Squatters Rights

Squatters must maintain continuous possession of the property for a minimum of 5 years.

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Nebraska Squatters Rights

The state requires squatters to have continuous, open, and notorious possession of the property for 10 years.

Nevada Squatters Rights

Squatters are required to be on the premises for a minimum of 5 years before seeking adverse possession.

New Hampshire Squatters Rights

NH squatters’ rights have one of the longer time requirements in the country. Squatters must maintain continuous possession of the property for at least 20 years

New Jersey Squatters Rights

In New Jersey, squatters must occupy the property for 30 years before claiming adverse possession. In the case of woodlands, squatters must occupy it for 60 years. NJ squatters’ rights are among the strictest in the nation.

However, in NJ squatters become your tenant if you don’t attempt to kick them out within 30 days. 

New Mexico Squatters Rights

The laws in New Mexico are also relatively straightforward compared to some other states. A squatter must occupy the property for 10 years with apparent title and payment of property taxes for 10 years. 

New York Squatters Rights

To claim adverse possession, squatters must live on the property openly and illegally for at least 10 uninterrupted years. In New York City, a previous tenant can gain squatter’s rights just 30 days after their lease term has ended.

North Carolina Squatters Rights

To claim adverse possession, continuous possession of the property for 20 years is required, except in cases where the squatters have a justifiable reason to believe they own the property. In the latter case, the time requirement drops to 7 years.

North Dakota Squatters Rights

The squatters’ rights in North Dakota have a longer time requirement than many other states. A squatter must occupy the property for 20 years, have an implied title, or pay taxes for 7 years to claim adverse possession. 

Ohio Squatters Rights

Squatters must live on a property for 21 years without permission, openly and obviously, to make an adverse possession claim.

Oklahoma Squatters Rights

Does Oklahoma have squatters’ rights? Yes, but they require a significant time investment from the squatter. A squatter must occupy the property for 15 years to claim adverse possession. 

Oregon Squatters Rights

The laws in Oregon are similar to many other Western states. Oregon requires 10 years of occupancy before making an adverse possession claim. 

Pennsylvania Squatters Rights

The statutory period of occupation required to claim adverse possession is 21 years.

Rhode Island Squatters Rights

Squatters must occupy the property for 10 years before making an adverse possession claim.

South Carolina Squatters Rights

Squatters must occupy the property for a statutory period of 10 years. There’s also a 30-day squatters provision in South Carolina.

South Dakota Squatters Rights

A squatter must occupy the premises for 20 years to claim adverse possession/color of title or have paid taxes for 10 years to claim adverse possession.

Tennessee Squatters Rights

Does Tennessee have squatters rights? Yes, the laws in Tennessee are more lenient than in some other states. Squatters don’t gain rights after 30 days, as in some states. They must meet adverse possession criteria to claim rights.

A minimum of 7 years of possession with implied title or 20 years of occupancy without title is required to claim adverse possession. Otherwise, they can be removed for trespassing. 

Texas Squatters Rights

A continuous period of 30 years of occupation by a squatter is required to claim adverse possession.

Utah Squatters Rights

The statutory period of occupation before a squatter can claim adverse possession is 7 years.

Vermont Squatters Rights

A squatter must reside on the property for at least 15 years before applying for adverse possession.

Virginia Squatters Rights

A squatter must occupy property openly and illegally for at least 15 years before making an adverse possession claim. The squatters’ rights in Virginia are similar to many other Eastern states.

Washington Squatters Rights

Occupation of property for a minimum of 10 years is necessary to claim adverse possession.

Washington D.C. Squatters Rights

A squatter can claim adverse possession of your property after squatting in the unit for 15 years.

West Virginia Squatters Rights

The squatters’ rights in WV are relatively straightforward compared to some other states. Adverse possession requirements, including a 10-year period of occupation, must be met to make an adverse possession claim. 

Wisconsin Squatters Rights

Wisconsin also has 30-day squatters’ rights that can be applied. But to claim adverse possession, a squatter must possess the property in a hostile, exclusive, open, notorious, continuous, and uninterrupted manner for 20 years

Wyoming Squatters Rights

Squatters must occupy the property for at least 10 years before making an adverse possession claim.

Squatters Rights FAQ and How to Get Rid of Them

If you still have questions,  you’re not alone. Here are some common questions and answers on the topic.

Do squatters pay property tax?

Sometimes, it largely depends on whether that state requires it for adverse possession. Squatters may fail to pay property taxes while squatting and not paying rent. But after they legally own the property, they must pay property taxes like any other landowner. If they fail to do so, the county will sell the tax lien or tax deed.

I have “No Trespassing” signs, but someone moved in without my consent. Is this legal?

No, but that doesn’t mean you can necessarily have them removed as trespassers. If they’ve been there long enough, the police might force you to file in court for eviction.

Will a squatter have grounds for an adverse possession claim if they do not meet the five requirements?

Generally speaking, squatters must meet all requirements to file for adverse possession successfully.

How does a squatter have rights with no lease?

Because the government gave them those rights, you can thank the homesteaders of the 1800s, back when huge swaths of land were unoccupied.

What state has the shortest squatters’ rights?

California, Montana, and Nevada allow adverse possession in as little as five years.

How Do Squatters Claim Adverse Possession?

The exact adverse possession process varies by state, but the occupying squatter generally files a legal motion in the local courthouse to unilaterally transfer the deed into their name.

Final Thoughts

The COVID-19 pandemic and eviction moratorium made it far harder for landlords to enforce their lease agreements. While both have ended, squatting remains a problem in many parts of the country.

Know your rights as a property owner, and know your legal limitations. If you want to win the landlord-squatter battle, you need to know the ground rules.

Most of all, act swiftly if you suspect a squatter has taken up residence on your property. The longer you ignore the problem, the more entrenched the squatters become, and the more rights they gain.

Have you ever had to evict squatters? What are your experiences during the coronavirus pandemic with non-paying tenants?

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