by G. Brian Davis | Last updated Mar 15, 2023 | Real Estate Investing, Spark Blog |
I love real estate investments as a source of income. Whether you’re looking to earn a quick return through wholesaling or flipping, or earn ongoing passive income from rental properties, there are dozens of strategies for real estate investing. Most real estate...
by G. Brian Davis | Last updated Mar 14, 2023 | Spark Blog |
Heard of DSCR loan programs as a real estate investor, but not sure how they work (or what DSCR even means)? Many private portfolio lenders use DSCR (debt service coverage ratio) rather than borrower income to qualify loans. That keeps the underwriting about the...
by G. Brian Davis | Last updated Mar 15, 2023 | Real Estate Investing, Real Estate News, Spark Blog |
Remember the housing bubble, real estate market crash, and Great Recession in 2008? I do. It was an utter nightmare for me and millions of other property owners, representing the second-largest recession in American history, junior only to the Great Depression. Given...
by G. Brian Davis | Last updated Feb 28, 2023 | Personal Finance, Real Estate Investing, Spark Blog |
Going to work every day and getting a paycheck every two weeks? That’s active income. Being self-employed? Freelance work and side gigs? All active income too. Active income is money that you have to work in order to earn, on an ongoing basis. It’s trading time for...
by G. Brian Davis | Last updated Feb 24, 2023 | Real Estate Investing, Spark Blog |
If you earn $1 on a $0 investment, what’s the rate of return? What about $100? $1,000? The answer’s the same: any return on a $0 investment is an “infinite return,” since you’re dividing into zero. You earn something on an investment of nothing. But how does that...