DSCR Loans: Requirements, Pros & Cons for Real Estate Investing
Heard of DSCR loan programs as a real estate investor, but not sure how they work (or what DSCR even means)? Many private portfolio lenders use DSCR (debt service coverage ratio) rather than borrower income to qualify loans. That keeps the underwriting about the...
Housing Bubble 2023: Are U.S. Housing Markets Crashing?
Remember the housing bubble, real estate market crash, and Great Recession in 2008? I do. It was an utter nightmare for me and millions of other property owners, representing the second-largest recession in American history, junior only to the Great Depression. Given...
Passive Income Types: The Best Sources of Passive Income
Going to work every day and getting a paycheck every two weeks? That’s active income. Being self-employed? Freelance work and side gigs? All active income too. Active income is money that you have to work in order to earn, on an ongoing basis. It’s trading time for...
How to Earn “Infinite Returns” on Real Estate Investments
If you earn $1 on a $0 investment, what’s the rate of return? What about $100? $1,000? The answer’s the same: any return on a $0 investment is an “infinite return,” since you’re dividing into zero. You earn something on an investment of nothing. But how does that...Looking for Landlord Loans?
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Denise Supplee is a landlord, property manager, and passive investor in real estate syndications. She's also a champion mom, grandmom and licensed Realtor.
G. Brian Davis is a real estate investor and writer who, along with his wife and daughter, spends most of the year overseas. He loves hiking, travel, exotic wine, and cooking, although not necessarily in that order. He plans to reach financial independence by age 45.
Our goal in building SparkRental? To help other middle-class investors build passive income from real estate, so they can spend more time with the people and passions they love.