by G. Brian Davis | Last updated Apr 17, 2026 | Spark Blog |
The Short Version: Most investors calculate cash flow as “rent minus mortgage” — this ignores 50% of actual expenses (vacancy, repairs, CapEx, property management, maintenance) The 50% Rule: expect ~50% of rent to go toward non-mortgage expenses over time...
by G. Brian Davis | Last updated Apr 15, 2026 | Spark Blog |
The Short Version: The Shiller CAPE ratio just hit 40… the same level it reached right before the dot-com crash wiped out trillions in market value A 145-year academic study found stocks and real estate return almost identical gains, but real estate does it with...
by G. Brian Davis | Last updated Apr 13, 2026 | Spark Blog |
The Short Version: Robert Kiyosaki isn’t warning about a 2026 crash to scare you… he’s explaining exactly what he’s buying instead (and it’s not gold or cash) The S&P 500 Shiller CAPE ratio just hit levels last seen during the dot-com...
by G. Brian Davis | Last updated Apr 9, 2026 | Spark Blog |
The Short Version: 110,000+ single-family rentals under construction (53.5% spike) — led by Texas (21.8K units), Arizona and Florida (~14K each) Build-to-rent is NOT Wall Street buying existing homes — it’s new construction designed for institutional rental...
by G. Brian Davis | Last updated Apr 6, 2026 | Spark Blog |
The Short Version: Real estate spreads vs. corporate credit are back to 20-year historical norms after 20-25% repricing from 2021 peak 2021 pricing was the anomaly (free money, 3% rates, ZIRP), not 2026 pricing — current valuations are normal Institutional investors...
by G. Brian Davis | Last updated Apr 3, 2026 | Spark Blog |
The Short Version: Mortgage rates hit 6.37% (highest in 6 months) but waiting for rates to drop has cost investors 3+ years of cash flow, appreciation, and tax benefits since 2022 Rate timing is the wrong variable. Entry pricing matters more; properties repriced...