by G. Brian Davis | Last updated May 8, 2026 | Spark Blog |
The Short Version: A secured note investor can still get paid even if the deal itself falls apart… because their return isn’t tied to appreciation, rent growth, or a successful exit. In a foreclosure scenario, “first position” determines who gets paid first… and who’s...
by G. Brian Davis | Last updated May 6, 2026 | Spark Blog |
The Short Version: High earners hand nearly 40 cents of every additional dollar to the government… while passive real estate investors collecting real cash distributions often pay close to zero on that income The tax code treats real estate fundamentally...
by G. Brian Davis | Last updated May 4, 2026 | Spark Blog |
The Short Version: Most investors ask the wrong question before wiring funds… and that single mental error is why so many passive real estate deals quietly underperform Five risk categories sit underneath every syndication deal, and weak ones always fail...
by G. Brian Davis | Last updated May 1, 2026 | Spark Blog |
The Short Version: The Social Security trust fund hits insolvency in 2032 per the trustees’ own report, meaning a 21% benefit cut for anyone counting on it as a primary income source The average monthly benefit is $1,976 while average rent alone runs over...
by G. Brian Davis | Last updated Apr 29, 2026 | Spark Blog |
The Short Version: Mortgage rates above 6% for three years have structurally locked out millennials, who are tracking homeownership rates 17 points below boomers at the same age Households priced out of buying want yards, garages, and three bedrooms and will pay...
by G. Brian Davis | Last updated Apr 27, 2026 | Spark Blog |
The Short Version: A 20-year study shows retail investors earned 2.6% annually while the S&P 500 returned 7.2%… and most real estate investors fall into the same trap The gap between institutional and retail returns has nothing to do with capital size…...