U.S. Housing Market Outlook: Cities Facing the Steepest Home Price Declines
At a Glance National Home Prices Declining: Unlike most past recessions, U.S. home prices are projected to fall about 1% nationally, with some local markets facing much steeper drops of 5–15%. Key Drivers of the Decline: Rising insurance premiums, higher mortgage...
Who Counts as Middle Class and Upper-Middle Class in America Today?
At a Glance Income & Net Worth Benchmarks – The upper middle class is typically defined as households earning $145K–$235K annually or having a net worth of $658K–$1.9M, though exact ranges vary. Location Matters – What qualifies as upper middle class depends...
Housing Markets Projected to Fall in 2025: The Cities at Risk
At a Glance Certain U.S. housing markets are projected to see significant price declines in 2025, with smaller cities like Greenville, MS (-16.7%) and major metros like New Orleans (-7.2%) and San Francisco (-6.1%) most at risk. Key factors driving these declines...
Trump vs. Powell: Can Trump Force Mortgage Rates Lower?
At a Glance: The Fed controls the federal funds rate, not mortgage rates Mortgage rates are more based on bond yields, not the federal funds rate The Trump Administration can’t control bond yields – or mortgage rates The Fight Over the Fed President Trump has tried...
Where would home prices pop if mortgage rates fall?
At a Glance: Cities with low inventory, fewer average days on market, and a higher percentage of listings selling above asking price indicate pent-up demand Don’t expect the same price surge in cities with high insurance premiums and property taxes, even when rates...Looking for Landlord Loans?
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Denise Supplee is a landlord, property manager, and passive investor in real estate syndications. She's also a champion mom, grandmom and licensed Realtor.
G. Brian Davis is a real estate investor and writer who, along with his wife and daughter, spends most of the year overseas. He loves hiking, travel, exotic wine, and cooking, although not necessarily in that order.
Our goal in building SparkRental? To help other middle-class investors build passive income from real estate, so they can spend more time with the people and passions they love.
