You don’t need to be rich to invest in real estate. And you don’t need to become a landlord either. In quick 5-20 minute bites, learn how to invest small amounts in passive real estate investments such as syndications, notes, and funds. We also cover how to buy properties actively if you do want to invest in real estate as a side hustle. With enough passive income, you reach financial independence — and your day job becomes optional.
Join the Co-Investing Club and start building passive income through real estate: https://sparkrental.com/co-investing-club
Stop thinking about retirement, start thinking about financial independence. In this episode, Brian and Deni tear apart outdated retirement advice that financial planners have been repeating for decades.
We debunk:
→ The 60/40 portfolio allocation (and why bonds don’t work like they used to)
→ The dangerous “Rule of 100” for asset allocation
→ The 4% safe withdrawal rule, even its creator says it’s outdated
→ The 80% spending rule that assumes you’ll spend less in retirement
→ Why Social Security won’t cover 40% of your expenses anymore
→ The myth that you should sell all your real estate before retiring
We also cover:
→ What Coast FI means and how it can change your career decisions
→ Warren Buffett’s 90/10 portfolio allocation strategy
→ How sequence of returns risk affects early retirees
→ Why Bill Bengen now recommends a 5% withdrawal rate
→ Building passive income streams that last through retirement
Whether you’re 30 or 60, this episode will reshape how you think about building wealth and reaching financial freedom.
New to passive real estate investing? Take our free course: https://sparkrental.com/free
Other resources mentioned:
→ 90/10 Portfolio Study: https://blog.iese.edu/jestrada/files/2017/01/Buffett-AA-Global.pdf
→ Bill Bengen Debunking the 4% Rule: https://www.youtube.com/watch?v=gQqcKepuQdA&pp=0gcJCfwAo7VqN5tD
Questions or feedback? Email us: support@sparkrental.com
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