by G. Brian Davis | Last updated Oct 7, 2025 | Spark Blog |
At a Glance: “Upper-middle class” is subjective, but two objective ways to measure it are net worth and income We used the 75th to 90th percentiles for both to define upper-middle class Real estate investing can help you get there faster here’s how The term...
by G. Brian Davis | Last updated Sep 24, 2025 | Spark Blog |
At a Glance: Sometimes operators back-fill deals to wrap up the last round of renovations That can reduce risk, since the operator already runs and knows the property inside and out The downside: the cap on how much you can invest Deni and I are constantly checking in...
by G. Brian Davis | Last updated Sep 21, 2025 | Spark Blog |
At a Glance: In general, the deeper the niche, the higher the returns. We’ve had good experiences with these four niche investments over the last year. Ever hear the expression “the riches are in the niches”? Hokey rhymes aside, it’s true. Here are a few examples of...
by G. Brian Davis | Last updated Sep 22, 2025 | Spark Blog |
At a Glance: There are actually huge advantages to investing through a downturn especially in real estate Dollar cost averaging protects you from dangerous emotions like fear and greed I keep investing $5,000 a month no matter what happens in the economy The Labor...
by G. Brian Davis | Last updated Sep 20, 2025 | Spark Blog |
At a Glance National Home Prices Declining: Unlike most past recessions, U.S. home prices are projected to fall about 1% nationally, with some local markets facing much steeper drops of 5–15%. Key Drivers of the Decline: Rising insurance premiums, higher mortgage...
by G. Brian Davis | Last updated Sep 20, 2025 | Spark Blog |
At a Glance Income & Net Worth Benchmarks – The upper middle class is typically defined as households earning $145K–$235K annually or having a net worth of $658K–$1.9M, though exact ranges vary. Location Matters – What qualifies as upper middle class depends...