by Jim Cirigliano | Last updated Jan 29, 2024 | Personal Finance, Spark Blog |
The Neighborhood Assistance Corporation of America (NACA) is a nonprofit organization aimed at making homeownership affordable to underserved borrowers in lower-income communities. Its programs provide great perks like no down payments, closing costs, private mortgage...
by G. Brian Davis | Last updated Jan 5, 2024 | Passive Real Estate Investing, Personal Finance, Spark Blog |
Ever wish you could invest in real estate without committing money for years at a time? Concreit offers a rare short-term real estate investment. Unlike most real estate crowdfunding platforms, Concreit lets you pull out your money at virtually any time. And no, they...
by G. Brian Davis | Last updated Dec 20, 2023 | Active Real Estate Investing, Personal Finance, Spark Blog |
You don’t always know when a killer real estate deal will come along. Sometimes you wait months or longer for the right deal. Plus, it takes time to save up a down payment. Even if you borrow 80% with an investment property loan, you still need $100,000 for a $500,000...
by Guest Author | Last updated Dec 11, 2023 | Passive Real Estate Investing, Personal Finance, Spark Blog |
Even as every other “sacred cow” of investing comes under question, investors keep standing by the classic 60/40 stocks/bonds portfolio. Famed for its simplicity and historical resilience, this approach has guided generations of investors in balancing growth and risk....
by G. Brian Davis | Last updated Dec 6, 2023 | Active Real Estate Investing, Passive Real Estate Investing, Personal Finance, Spark Blog |
The average cost of tuition for the 2023-2024 school year was $42,162 for private colleges. Ouch. Public tuition in-state universities clocked in at $10,662, and out-of-state at $23,630. Multiply that by four years (or five, if your kid’s on the “super...
by G. Brian Davis | Last updated Nov 17, 2023 | FIRE, Fun & Travel, Personal Finance, Spark Blog |
Whenever bad economic news dominates the headlines, pundits love to declare “The FIRE movement is dead, long live the FIRE movement!” They shouted it during the pandemic, during the stock market crash in 2022, during the sustained inflation and cooling real estate...