by G. Brian Davis | Last updated Oct 20, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
The Big Picture On The Risks of Real Estate Investment: Real estate investments carry risks such as rising interest rates, increased expenses, market stagnation, and capital loss. Sponsors often face challenges from tightening credit markets and delays in...
by Jim Cirigliano | Last updated Oct 17, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
The Big Picture On Transferring A Property To An LLC: Transferring a rental property to an LLC can protect personal assets from lawsuits, simplify ownership, and offer tax benefits through pass-through taxation. However, it may incur state tax fees and complicate...
by Guest Author | Last updated Oct 14, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
The Big Picture on Home Loans vs. Investor Loans: Investment property loans tend to have higher interest rates than home loans, typically 0.375% to 0.625% more, due to the higher risk for lenders. Investment property loans demand larger down payments, often between...
by Jim Cirigliano | Last updated Oct 10, 2024 | Active Real Estate Investing, FIRE, Fun & Travel, Personal Finance, Spark Blog |
The Big Picture On Tax-Sheltered Real Estate Accounts: Setting up a self-directed Roth IRA for your child with annual contributions as early as age 14 allows for tax-free growth and the power of compounding. Even with modest contributions, the account can grow...
by G. Brian Davis | Last updated Sep 17, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
The Big Picture On Using A Personal Loan To Buy A House: Personal loans and credit cards can supplement real estate financing but have limitations, including low limits and high interest rates. Strategies include using cards for renovation materials, maximizing cash...
by G. Brian Davis | Last updated Sep 16, 2024 | Personal Finance, Property Management, Spark Blog |
The Big Picture On Affordable Rental Renovations: Renovate kitchens and bathrooms cheaply by covering flaws, painting cabinets, and updating hardware. Use rugs, paint, and new fixtures to transform spaces without costly replacements. Focus on cohesive themes and small...