SparkRental’s Live Off Rents Podcast:
Financial Independence with Real Estate
Day jobs are overrated. Learn how to replace your 9-5 income with passive income!
The Latest from SparkRental’s Live Off Rents Podcast:
No Jargon or Fluff: A Real Estate Podcast of Quick Bites!
In 2018, SparkRental cofounders Brian Davis and Deni Supplee started broadcasting live every week to the SparkRental Facebook page and Landlords & Real Estate Investors’ Hub. Eventually they wisened up enough to start publishing broadcasts as a podcast, and SparkRental’s Live Off Rents podcast was born.
Today, we still release new episodes every week, interviewing some of the sharpest minds in real estate investing and financial independence.
We pack a ton of information in concise 15-20 minute episodes. From the basics like active vs. passive real estate investing to more advanced topics like scaling to apartment complexes, we’ve got you covered.
And while our focus is real estate investing, we always keep the bigger picture in mind: building enough passive income to cover your living expenses. In other words, reaching financial independence.
Happy listening!
Want all the benefits of real estate investing without the headaches?
Learn how to invest passively in group real estate investments.
Every month, our Co-Investing Club vets a new real estate syndication deal. All deals are open to all members (including non-accredited investors).
Our target returns: 15-30%.
Curious? Watch this 86-second video.
Prefer Reading? Check Out Our FIRE & Real Estate Blog!
How Many Mortgages Can You Have as an Investor?
The Big Picture On How Many Mortgages Can You Have As A Real Estate Investor: Real estate investors can often have more than one mortgage at a time, with some options providing up to 10 or more. A variety of financing options are accessible for real estate investors,...
How to Increase Rent Without Losing Tenants (PLUS: Free Raise the Rent Letter)
The Big Picture On How To Increase Rent Without Losing Tenants: Understanding local rental laws is essential for legally implementing rent increases, ensuring landlords comply with specific regulations regarding notice periods and maximum allowable rent hikes....
House Hacking: 14 Ways to Get Free Housing
The Big Picture On House Hacking: House hacking offers financial benefits by reducing or eliminating personal living expenses through rental income. Implementing house hacking can significantly accelerate the path to financial independence by leveraging real estate...
Proof of Residence Letter Sample: How to Write an Affidavit of Residence
The Big Picture On Writing A Proof Of Residence (With Samples): Writing a proof of residence is an easy process that can be broken down into even easier steps. Alternatively, landlords can download sample proof of residence from this article, along with other related...
6 Ways to Find Expired Real Estate Listings
The Big Picture On Ways To Find Expired Real Estate Listings: Expired real estate listings present investors with the opportunity to buy properties at below market prices. Accessing the Multiple Listing Service (MLS) and networking with real estate agents are crucial...
Can Landlords Charge Tenants to Replace the Carpets?
The Big Picture On Can Landlords Charge Tenants to Replace the Carpets: Carpets are subject to normal wear and tear, and landlords need to consider this as an eventual expense. However, tenants can also cause damage to carpets. Landlords should know the difference...
Curious about other passive real estate investments?
Check out our comparison chart of Real Estate Crowdfunding Platforms. Our cofounder G. Brian Davis has invested in most of them personally, for firsthand experience. Here’s a quick preview of just a few:
| Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Streitwise | Yieldstreet | |
|---|---|---|---|---|---|---|---|---|
| Min. Investment | $1 | $10 | $10/loan ($1,000 minimum opening transfer) | $20 | $50 | $100 | $5,000 | $10,000 |
| Investment Format | Pooled Fund of Loans, Fractional Ownership in Rentals | Pooled Funds & REITs | Secured Loans | Fractional Ownership in Rentals | Fractional Ownership in Rentals | Fractional Ownership in Rentals | REIT | Pooled Fund |
| Real Estate Type | Hard Money Loans & Apartment Buildings | Residential & Commercial | Residential (Short-Term Loans) | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Single-Family Rentals, Mixed-Use, Commercial | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Commercial Office Buildings | Real Estate, Art, Debt, Vehicles, Legal |
| Dividend Freq. | Weekly | Quarterly | N/A | Monthly | Daily | Quarterly | Quarterly | Quarterly |
| Dividend Yield Last Year | 5.5% (more with referrals) | 2.17% | N/A | Avg. ~5% | Varies by property | 2.0-7.9% (long-term rentals), 3.6-5.2% (short-term rentals) | 7.8% | 8.0% |
| Total Return Last Year | 5.5% (more with referrals) | 1.50% | 9.83% | Avg. 11.35% | Varies by property | 21.6% (incomplete for the year though) | 7.8% | 5.0% |
| Hold Time w/o Penalty | 1 Year (but no principal penalty) | 5 Years | 2-18 Months | 3 Months | None | 5 Years | 5 Years | 3+ Months |
| Built-In IRA | No | Yes | Yes | Yes | No | No | No | Yes |
| Year Launched | 2018 | 2012 | 2013 | 2019 | 2018 | 2021 | 2017 | 2014 |
| Brian Invests Personally | Yes | Yes | Yes | Yes | Not Yet | Yes | Yes | Not Yet |
| Learn More | Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Streitwise | Yieldstreet |
Is This Podcast for You?
If you don’t want to work forever, it’s for you.
At SparkRental, we’re all about helping you replace your day job income with passive income from investments. Build enough investment income, and your day job becomes optional. You can quit to spend more time with your family, choose a career you’re more passionate about, travel, volunteer full-time.
Or you can keep working your current job if you love it, and build even more wealth.
While we tend to focus on building passive income through rental properties, we know that financial independence and/or retiring early — FIRE — works best with diverse income streams. So yes, we talk about finding motivated sellers, tools like free rental income calculators, finding rental property loans, and property management tips & tricks. But we also explore wider FIRE issues like savings rate, safe withdrawal rates, and how the FIRE lifestyle can save you money in surprising ways.
Most of all, we want to help you think differently about your money, and about lifestyle design: creating your own personal ideal life. Real estate is merely a means to that end!
