by G. Brian Davis | Last updated Jan 11, 2024 | Active Real Estate Investing, FIRE, Fun & Travel, Personal Finance, Spark Blog |
Want to double down on the tax benefits of real estate investing with your 401(k)? I get it. Fortunately, you have several options for investing in real estate with a 401(k) or 403(b) account. Not all of them are created equal, however. And the more flexibility you...
by G. Brian Davis | Last updated Jan 12, 2024 | Active Real Estate Investing, FIRE, Fun & Travel, Spark Blog |
If you’ve ever wondered “What are REO’s?” just talk to John Soforic. He reached financial independence in his 40s after learning how to buy bank-owned properties, and today owns over a hundred of them. But he certainly didn’t start out...
by G. Brian Davis | Last updated Jan 12, 2024 | FIRE, Fun & Travel, Spark Blog |
Want to tap your retirement accounts earlier than 59 ½? You can withdraw money from your tax-sheltered retirement funds earlier, tax- and penalty-free, using a strategy called a Roth conversion ladder. But as the name suggests, it takes “a bit of doing” as my father...
by G. Brian Davis | Last updated Dec 11, 2023 | Active Real Estate Investing, FIRE, Fun & Travel, Personal Finance |
I don’t pay a dime for housing. Before that, I only paid around 30% of my mortgage payment. How? By finding ways to have other people pay my housing costs. It’s called house hacking, and there are many ways to achieve it. Not all of them require you to move or buy a...
by G. Brian Davis | Last updated Jan 12, 2024 | FIRE, Fun & Travel, Personal Finance, Spark Blog |
No matter how much you earn, you won’t build wealth if you spend every penny you bring in. A person who earns $75,000 and saves $25,000 per year will create wealth faster than someone who earns $1,000,000 and spends $995,000 of it. Flashy cars and imposing homes may...
by G. Brian Davis | Last updated Nov 9, 2023 | FIRE, Fun & Travel, Personal Finance, Spark Blog |
Feeling a little “blah” about the idea of a traditional apartment or a suburban house with a white picket fence? You’re not alone. From the rise of tiny homes to the spiking interest in green housing ideas, people from all walks of life are rebelling against...