by G. Brian Davis | Last updated Feb 1, 2023 | Active Real Estate Investing, Personal Finance, Spark Blog |
Heard the term “real estate lien” thrown around, but not sure what a lien on property is? Liens can be general or specific, voluntary or involuntary. As the name suggests, a voluntary lien (such as a mortgage lien) is one you agree to. An involuntary lien (such as a...
by G. Brian Davis | Last updated Nov 9, 2023 | Active Real Estate Investing, Personal Finance, Spark Blog |
High interest rates and a nationwide housing shortage make for a tough combination for homebuyers and investors alike. So, what creative financing options do you have while interest rates for investment properties and home loans keep soaring? Creative Financing...
by G. Brian Davis | Last updated Jan 12, 2024 | FIRE, Fun & Travel, Personal Finance, Spark Blog |
No matter how much you earn, you won’t build wealth if you spend every penny you bring in. A person who earns $75,000 and saves $25,000 per year will create wealth faster than someone who earns $1,000,000 and spends $995,000 of it. Flashy cars and imposing homes may...
by Guest Author | Last updated Jan 12, 2024 | Personal Finance, Spark Blog |
We talk all the time about investing in real estate to reach financial independence and maybe even retire early. But where does the money come from to invest? Unless you’re an heiress or a lottery winner, it comes from your own savings rate. If your income falls...
by Guest Author | Last updated Sep 9, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
Sure, it’s easier to sell your home or investment property as-is. But you can also expect a lower sales price, and usually a lower profit. Learn how much you can lose selling a house as-is. There are plenty of reasons to sell your home quickly. Maybe you...
by G. Brian Davis | Last updated Mar 14, 2023 | Active Real Estate Investing, Personal Finance, Spark Blog |
Real estate investments come with several huge drawbacks. Diversification poses a problem when a median home in the US costs over $400,000. Even when you leverage other people’s money and make a minimum down payment on an investment property, you still tie up tens of...