by Guest Author | Last updated Nov 25, 2022 | Personal Finance, Spark Blog |
Generally, the credit bureaus consider anything over 670 a good credit score. If your score is 671 or higher, you’re doing fairly well. The best credit score and the highest credit score possible is 850 for both FICO® and VantageScore models. FICO considers a score...
by Chad Carson | Last updated Jan 11, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
As a kid, I used to watch Michael Jordan lead his team to professional basketball championships year after year. Before every game winning shot, momentum-shifting defensive play, or pass to the right person at the right time, you could see the unshakable confidence in...
by Guest Author | Last updated Jan 1, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
No one likes paying taxes. And that goes doubly for bootstrapping entrepreneurs trying to build income without the safety net of a W2 job. But Uncle Sam sees it differently. The IRS expects self-employed people to pay double FICA taxes, covering both the employee’s...
by G. Brian Davis | Last updated Sep 24, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
TL;DR On Buying Your First Rental Property: Rental properties require more upfront investment and expertise than equities, like index funds, making them less accessible but potentially offering higher returns with lower volatility due to these entry barriers. Various...
by G. Brian Davis | Last updated May 20, 2021 | FIRE, Fun & Travel, Personal Finance, Spark Blog |
One of the most common critiques of the FIRE movement (financial independence, retire early) goes as follows: “Sure, you can live off your investments when times are good, but what happens when the market crashes?” A valid question, and one that every prospective...
by G. Brian Davis | Last updated Jan 12, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
Pause for a moment and consider what makes a good employee. Obedience? Check. Willingness to work long hours creating wealth for someone else? Check. Accepting a job and income controlled by others? Check. Now think about what makes a good entrepreneur....