by G. Brian Davis | Last updated Feb 16, 2024 | Active Real Estate Investing, Spark Blog |
Key Takeaways: Net operating income (NOI) shows a rental property’s profitability after deducting operating expenses. It reveals how much cash flow an investment property can generate. The NOI formula is simple: Take gross operating income and subtract operating...
by G. Brian Davis | Last updated Feb 16, 2024 | Active Real Estate Investing, Spark Blog |
Key Takeaways: Distressed properties, neglected or abandoned due to financial struggles, provide investment opportunities for buyers to acquire, renovate, and profit from renting or selling. Categories such as Foreclosure, REO, Short Sales, Auctions, Bankruptcy Sales,...
by G. Brian Davis | Last updated Feb 15, 2024 | Active Real Estate Investing, Real Estate News, Spark Blog |
Summary: Real estate tends to appreciate at the same rate or faster than inflation over time. Property values and rental income often rise as prices increase, making it the best hedge against inflation. Unlike stocks or bonds, real estate provides tangible assets that...
by G. Brian Davis | Last updated Feb 12, 2024 | Active Real Estate Investing, Creative Financing, Spark Blog |
Financing real estate investments can be tricky when you’re self-employed. Lenders look for consistent income, which is harder to show without a W-2. But getting a mortgage is very doable with the proper documentation verifying your earnings, plus preparation...
by G. Brian Davis | Last updated Jan 26, 2024 | Active Real Estate Investing, Real Estate News, Spark Blog |
Remember the housing bubble, real estate market crash, and Great Recession in 2008? I do. It was an utter nightmare for me and millions of other property owners, representing the second-largest recession in American history, junior only to the Great Depression. Given...
by Jim Cirigliano | Last updated May 22, 2024 | Personal Finance, Spark Blog |
The Neighborhood Assistance Corporation of America (NACA) is a nonprofit organization aimed at making homeownership affordable to underserved borrowers in lower-income communities. Its programs provide great perks like no down payments, closing costs, private mortgage...