Minimum Down Payment for an Investment Property: 9 Ways to Invest with Less
The Big Picture On The Minimum Down Payment For An Investment Property: You can borrow at a higher LTV (loan-to-value ratio) if you live in the property for at least a year, have higher credit scores, negotiate seller financing, or cross-collateralize with other...
17 Clever Ways to Come Up with a Down Payment for a Rental Property
The Big Picture On Clever Ways To Come Up With Down Payment For A Rental Property: Various financing options exist for rental property down payments, such as using home equity lines of credit (HELOCs), borrowing from retirement accounts like 401(k)s or IRAs, and...
How to Invest in Real Estate: 15 Strategies for Real Estate Investing
The Big Picture on Real Estate Investing Strategies: Real estate investment strategies vary widely, from residential rental properties to commercial real estate and raw land, each with unique benefits and challenges. Proper due diligence, including understanding local...
Hard Money Vs Private Money Loans For Real Estate
What’s the difference between hard money and private money loans? Real estate investors sometimes use these terms interchangeably. Many hard money lenders are private lenders, and vice versa, making the discussion more confusing. Fortunately, understanding the...
Mortgage and Rental Income: How to Finance Rental Properties When You’re Self-Employed
Financing real estate investments can be tricky when you’re self-employed. Lenders look for consistent income, which is harder to show without a W-2. But getting a mortgage is very doable with the proper documentation verifying your earnings, plus preparation...Looking for Landlord Loans?
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Denise Supplee is a landlord, property manager, and passive investor in real estate syndications. She's also a champion mom, grandmom and licensed Realtor.
G. Brian Davis is a real estate investor and writer who, along with his wife and daughter, spends most of the year overseas. He loves hiking, travel, exotic wine, and cooking, although not necessarily in that order. He plans to reach financial independence by age 45.
Our goal in building SparkRental? To help other middle-class investors build passive income from real estate, so they can spend more time with the people and passions they love.