by G. Brian Davis | Last updated Oct 10, 2024 | Active Real Estate Investing, Creative Financing, Personal Finance, Spark Blog |
The Big Picture On Clever Ways To Come Up With Down Payment For A Rental Property: Various financing options exist for rental property down payments, such as using home equity lines of credit (HELOCs), borrowing from retirement accounts like 401(k)s or IRAs, and...
by Kim Pinelli | Last updated Sep 26, 2024 | Active Real Estate Investing, Passive Real Estate Investing, Personal Finance, Spark Blog, Tax Tips for Real Estate |
The Big Picture On Calculating Rental Property Depreciation: Rental property depreciation is calculated based on the building’s cost basis (purchase price minus land value), divided over 27.5 years. This allows property owners to deduct a portion of the...
by G. Brian Davis | Last updated Oct 2, 2024 | FIRE, Fun & Travel, Personal Finance, Spark Blog |
The Big Picture On Alternative Housing: Various non-traditional housing alternatives like tiny houses, RV living, and house hacking with accessory dwelling units (ADUs) can help you save money and embrace a more flexible lifestyle. Many of the alternative housing...
by G. Brian Davis | Last updated May 20, 2024 | Active Real Estate Investing, FIRE, Fun & Travel, Personal Finance, Spark Blog |
The Big Picture On Safe Withdrawal Rates In Retirement (With Calculator): A safe withdrawal rate is the annual percentage of retirement savings you can withdraw without exhausting your funds, typically considered to be around 4%. Various methods to calculate a safe...
by G. Brian Davis | Last updated May 10, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
The Big Picture On Should You Pay Off Your Mortgages Or Invest In New Properties? Maintaining some level of debt can be strategically advantageous, as it allows for leverage in acquiring more properties. However, excessive debt increases risk and can strain cash...
by G. Brian Davis | Last updated Oct 1, 2024 | Active Real Estate Investing, FIRE, Fun & Travel, Personal Finance |
The Big Picture On House Hacking: House hacking offers financial benefits by reducing or eliminating personal living expenses through rental income. Implementing house hacking can significantly accelerate the path to financial independence by leveraging real estate...