by G. Brian Davis | Last updated Feb 15, 2024 | Active Real Estate Investing, Real Estate News, Spark Blog |
Summary: Real estate tends to appreciate at the same rate or faster than inflation over time. Property values and rental income often rise as prices increase, making it the best hedge against inflation. Unlike stocks or bonds, real estate provides tangible assets that...
by G. Brian Davis | Last updated Feb 12, 2024 | Active Real Estate Investing, Creative Financing, Spark Blog |
Financing real estate investments can be tricky when you’re self-employed. Lenders look for consistent income, which is harder to show without a W-2. But getting a mortgage is very doable with the proper documentation verifying your earnings, plus preparation...
by G. Brian Davis | Last updated Jan 26, 2024 | Active Real Estate Investing, Real Estate News, Spark Blog |
Remember the housing bubble, real estate market crash, and Great Recession in 2008? I do. It was an utter nightmare for me and millions of other property owners, representing the second-largest recession in American history, junior only to the Great Depression. Given...
by G. Brian Davis | Last updated Jan 23, 2024 | Active Real Estate Investing, Spark Blog |
One of the significant advantages of investing in real estate is leverage: the ability to buy your assets with other people’s money. The property appreciates even as your loan balance shrinks. Your rents go up every year while your debt payments stay fixed. That makes...
by G. Brian Davis | Last updated Dec 28, 2023 | Active Real Estate Investing, Creative Financing, Spark Blog |
A few years back, Fannie Mae and its brother lender Freddie Mac launched loan programs called HomeReady and Home Possible, respectively. Their purpose? To compete with the 3.5% down FHA loan program and help low- to moderate-income borrowers buy a home without much...
by G. Brian Davis | Last updated Dec 6, 2023 | Active Real Estate Investing, Passive Real Estate Investing, Personal Finance, Spark Blog |
The average cost of tuition for the 2023-2024 school year was $42,162 for private colleges. Ouch. Public tuition in-state universities clocked in at $10,662, and out-of-state at $23,630. Multiply that by four years (or five, if your kid’s on the “super...