by G. Brian Davis | Last updated Dec 28, 2023 | Active Real Estate Investing, Creative Financing, Spark Blog |
A few years back, Fannie Mae and its brother lender Freddie Mac launched loan programs called HomeReady and Home Possible, respectively. Their purpose? To compete with the 3.5% down FHA loan program and help low- to moderate-income borrowers buy a home without much...
by G. Brian Davis | Last updated Nov 14, 2024 | Passive Real Estate Investing, Personal Finance, Spark Blog |
The Big Picture on Our Concreit Review: Concreit allows investors to start with as little as $1 for its pooled fund and $100 for fractional property shares. It offers exceptional liquidity, enabling investors to withdraw funds at any time without penalties on the...
by Guest Author | Last updated Dec 11, 2023 | Passive Real Estate Investing, Personal Finance, Spark Blog |
Even as every other “sacred cow” of investing comes under question, investors keep standing by the classic 60/40 stocks/bonds portfolio. Famed for its simplicity and historical resilience, this approach has guided generations of investors in balancing growth and risk....
by G. Brian Davis | Last updated Dec 6, 2023 | Active Real Estate Investing, Passive Real Estate Investing, Personal Finance, Spark Blog |
The average cost of tuition for the 2023-2024 school year was $42,162 for private colleges. Ouch. Public tuition in-state universities clocked in at $10,662, and out-of-state at $23,630. Multiply that by four years (or five, if your kid’s on the “super...
by G. Brian Davis | Last updated Nov 30, 2023 | Active Real Estate Investing, Passive Real Estate Investing, Spark Blog |
Conventional wisdom should be questioned. At one time, conventional wisdom held that the sun revolved around the earth. And that the earth was flat, and that smoking was completely safe. Even when conventional wisdom isn’t wrong per se, it can be limiting. For...
by G. Brian Davis | Last updated Nov 17, 2023 | FIRE, Fun & Travel, Personal Finance, Spark Blog |
Whenever bad economic news dominates the headlines, pundits love to declare “The FIRE movement is dead, long live the FIRE movement!” They shouted it during the pandemic, during the stock market crash in 2022, during the sustained inflation and cooling real estate...