by G. Brian Davis | Last updated Jan 26, 2024 | Active Real Estate Investing, Real Estate News, Spark Blog |
Remember the housing bubble, real estate market crash, and Great Recession in 2008? I do. It was an utter nightmare for me and millions of other property owners, representing the second-largest recession in American history, junior only to the Great Depression. Given...
by Jim Cirigliano | Last updated May 22, 2024 | Personal Finance, Spark Blog |
The Neighborhood Assistance Corporation of America (NACA) is a nonprofit organization aimed at making homeownership affordable to underserved borrowers in lower-income communities. Its programs provide great perks like no down payments, closing costs, private mortgage...
by G. Brian Davis | Last updated Jan 23, 2024 | Active Real Estate Investing, Spark Blog |
One of the significant advantages of investing in real estate is leverage: the ability to buy your assets with other people’s money. The property appreciates even as your loan balance shrinks. Your rents go up every year while your debt payments stay fixed. That makes...
by Denise Supplee | Last updated Dec 2, 2024 | Real Estate News, Spark Blog |
The Big Picture on Common Craigslist Rental Scams: Craigslist rental scams are more common than you think. Scammers often lure victims with low prices to attract attention. Scammers found on Craigslist may pose as landlords, show rental properties, and sign multiple...
by G. Brian Davis | Last updated Dec 28, 2023 | Active Real Estate Investing, Creative Financing, Spark Blog |
A few years back, Fannie Mae and its brother lender Freddie Mac launched loan programs called HomeReady and Home Possible, respectively. Their purpose? To compete with the 3.5% down FHA loan program and help low- to moderate-income borrowers buy a home without much...
by G. Brian Davis | Last updated Nov 14, 2024 | Passive Real Estate Investing, Personal Finance, Spark Blog |
The Big Picture on Our Concreit Review: Concreit allows investors to start with as little as $1 for its pooled fund and $100 for fractional property shares. It offers exceptional liquidity, enabling investors to withdraw funds at any time without penalties on the...