by G. Brian Davis | Last updated Dec 31, 2023 | Active Real Estate Investing, Personal Finance, Spark Blog |
When I first started dating my (now) wife, she saw me lose money on a real estate deal. As a first impression for real estate investing, it left a lot to be desired. And it’s been a long road since, in warming her to the enterprise of real estate investing. It’s a...
by G. Brian Davis | Last updated Jan 12, 2024 | Active Real Estate Investing, FIRE, Fun & Travel, Personal Finance, Spark Blog |
“I reached financial independence at 32 with a wife, a house, and two kids, primarily through real estate investments.” Meet Leif Kristjansen. Leif lives a quiet, pleasant life with his family. Except when it’s not quiet, when he and his family run off to Europe for...
by G. Brian Davis | Last updated Jan 12, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
You can only buy so many properties with conventional mortgage loans, before reaching lender caps. According to most conventional mortgage guidelines, ten properties is a hard ceiling. But even that is generous: most lenders balk if you have four mortgages. If you’re...
by G. Brian Davis | Last updated Jan 12, 2024 | Active Real Estate Investing, FIRE, Fun & Travel, Personal Finance, Spark Blog |
Thought 1: “I think I could retire on what I have invested right now! Woohoo!” Which is quickly followed by Thought 2: “But what if the market crashes the day after I quit my job?” My mother and step-father are in the midst of this conversation right now. That...
by G. Brian Davis | Last updated Nov 22, 2024 | Active Real Estate Investing, Personal Finance, Spark Blog |
How bright is each of those Chinese lanterns above, by its lonesome? Not very bright. Around what a second-rate pulp novelist might describe as “a dull glow.” But standing in that crowd, with a thousand lanterns in the air above you? I bet you could...
by G. Brian Davis | Last updated Jan 12, 2024 | Personal Finance, Real Estate News, Spark Blog |
What has a greater impact on your wealth, your savings rate or the returns you earn on your investments? A recent analysis by Pension Partners offers some decisive proof that savings rate trumps ROI, demonstrating that discipline matters more than clever...