Live Off Rents Podcast:
Financial Independence with Real Estate
Day jobs are overrated. Learn how to replace your 9-5 income with rental income!
No Jargon or Fluff. A Podcast of Quick Bites!
Every week, Deni & Brian broadcast a live podcast & videocast via the SparkRental Facebook page. Completely free, and interactive — we take questions as we go!
We aim to pack a ton of information in short, 10-20 minute episodes. From the absolute basics like finding deals and calculating rental cash flow to more advanced topics like asset protection, we’ve got you covered.
And while our focus is real estate investing and property management, we always keep the bigger picture in mind: building enough passive income to cover your living expenses. In other words, financial independence.
Happy listening!
The Latest from the Live Off Rents Podcast:
Want all the benefits of real estate investing without the headaches?
Learn how to invest passively in group real estate investments.
Every month, our Co-Investing Club vets a new real estate syndication deal. All deals are open to all members (including non-accredited investors).
Our target returns: 15-30%.
Curious? Watch this 86-second video.
Prefer Reading? Check Out Our FIRE & Real Estate Blog!
How to Be an Airbnb Host: 14 Tips for Fast Success
The Big Picture on How To Be An Airbnb Host : Understanding local laws is crucial before listing your property on Airbnb, as many cities have strict regulations and taxes on short-term rentals. Price your Airbnb competitively against local hotels, not other rentals,...
How to Get a Mortgage for an LLC-Owned Rental Property
The Big Picture On Getting A Mortgage For An LLC-Owned Rental Property: Before applying for a mortgage, it’s essential to have your business entity properly set up. This involves registering your LLC with the appropriate state department, obtaining an Employer...
Subject-To Loans: How to Buy Real Estate Subject to a Mortgage
The Big Picture On A Subject-to Mortgage: Subject-to loans allow buyers to take over existing mortgages without needing to secure new financing, saving on closing costs and potentially securing lower interest rates. Subject-to transactions can close more quickly since...
A Landlord’s Guide to Credit References for Rentals
The Big Picture On Credit References: Utilizing credit references is crucial for landlords in distinguishing responsible tenants from potential problem renters. Landlords are advised to rigorously verify the authenticity of the credit references provided. This...
Are There Free Skip Tracing Tools for Real Estate? Free & Paid Tools Compared
The Big Picture On Skip Tracing Tools: Skip tracing tools come in different varieties that allows investors to choose tools that align with their specific operational scale and target properties. Using such tools is similar to how investors select from various...
Should I Pay Off My Mortgages or Invest in New Rental Properties?
The Big Picture On Should You Pay Off Your Mortgages Or Invest In New Properties? Maintaining some level of debt can be strategically advantageous, as it allows for leverage in acquiring more properties. However, excessive debt increases risk and can strain cash...
Curious about other passive real estate investments?
Check out our comparison chart of Real Estate Crowdfunding Platforms. Our cofounder G. Brian Davis has invested in most of them personally, for firsthand experience. Here’s a quick preview of just a few:
| Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Streitwise | Yieldstreet | |
|---|---|---|---|---|---|---|---|---|
| Min. Investment | $1 | $10 | $10/loan ($1,000 minimum opening transfer) | $20 | $50 | $100 | $5,000 | $10,000 |
| Investment Format | Pooled Fund of Loans, Fractional Ownership in Rentals | Pooled Funds & REITs | Secured Loans | Fractional Ownership in Rentals | Fractional Ownership in Rentals | Fractional Ownership in Rentals | REIT | Pooled Fund |
| Real Estate Type | Hard Money Loans & Apartment Buildings | Residential & Commercial | Residential (Short-Term Loans) | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Single-Family Rentals, Mixed-Use, Commercial | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Commercial Office Buildings | Real Estate, Art, Debt, Vehicles, Legal |
| Dividend Freq. | Weekly | Quarterly | N/A | Monthly | Daily | Quarterly | Quarterly | Quarterly |
| Dividend Yield Last Year | 5.5% (more with referrals) | 2.17% | N/A | Avg. ~5% | Varies by property | 2.0-7.9% (long-term rentals), 3.6-5.2% (short-term rentals) | 7.8% | 8.0% |
| Total Return Last Year | 5.5% (more with referrals) | 1.50% | 9.83% | Avg. 11.35% | Varies by property | 21.6% (incomplete for the year though) | 7.8% | 5.0% |
| Hold Time w/o Penalty | 1 Year (but no principal penalty) | 5 Years | 2-18 Months | 3 Months | None | 5 Years | 5 Years | 3+ Months |
| Built-In IRA | No | Yes | Yes | Yes | No | No | No | Yes |
| Year Launched | 2018 | 2012 | 2013 | 2019 | 2018 | 2021 | 2017 | 2014 |
| Brian Invests Personally | Yes | Yes | Yes | Yes | Not Yet | Yes | Yes | Not Yet |
| Learn More | Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Streitwise | Yieldstreet |
Is This Podcast for You?
If you don’t want to work forever, it’s for you.
At SparkRental, we’re all about helping you replace your day job income with passive income from investments. Build enough investment income, and your day job becomes optional. You can quit to spend more time with your family, choose a career you’re more passionate about, travel, volunteer full-time.
Or you can keep working your current job if you love it, and build even more wealth.
While we tend to focus on building passive income through rental properties, we know that financial independence and/or retiring early — FIRE — works best with diverse income streams. So yes, we talk about finding motivated sellers, tools like free rental income calculators, finding rental property loans, and property management tips & tricks. But we also explore wider FIRE issues like savings rate, safe withdrawal rates, and how the FIRE lifestyle can save you money in surprising ways.
Most of all, we want to help you think differently about your money, and about lifestyle design: creating your own personal ideal life. Real estate is merely a means to that end!
