Live Off Rents Podcast:
Financial Independence with Real Estate
Day jobs are overrated. Learn how to replace your 9-5 income with rental income!
No Jargon or Fluff. A Podcast of Quick Bites!
Every week, Deni & Brian broadcast a live podcast & videocast via the SparkRental Facebook page. Completely free, and interactive — we take questions as we go!
We aim to pack a ton of information in short, 10-20 minute episodes. From the absolute basics like finding deals and calculating rental cash flow to more advanced topics like asset protection, we’ve got you covered.
And while our focus is real estate investing and property management, we always keep the bigger picture in mind: building enough passive income to cover your living expenses. In other words, financial independence.
Happy listening!
The Latest from the Live Off Rents Podcast:
Want all the benefits of real estate investing without the headaches?
Learn how to invest passively in group real estate investments.
Every month, our Co-Investing Club vets a new real estate syndication deal. All deals are open to all members (including non-accredited investors).
Our target returns: 15-30%.
Curious? Watch this 86-second video.
Prefer Reading? Check Out Our FIRE & Real Estate Blog!
Can Landlords Charge Tenants to Replace the Carpets?
The Big Picture On Can Landlords Charge Tenants to Replace the Carpets: Carpets are subject to normal wear and tear, and landlords need to consider this as an eventual expense. However, tenants can also cause damage to carpets. Landlords should know the difference...
10 Ways to Start Flipping Houses With No Money Down
The Big Picture On How To Flip Houses With No Money Down: Outside of traditional mortgages, house flippers have several options and methods for financing their project without little to no money down. The different methods for house flipping with no down payments...
Buying a Property with Tenants: Pros, Cons, and Rules for Landlords
The Big Picture On Buying A Property With Tenants: Buying a property with tenants provides immediate cash flow, as there is no vacancy period while seeking renters. However, it also includes the risk of inheriting tenants whose habits and payment histories may not...
Creative Financing for Real Estate: 13 Ideas for Your Next Investment Property
The Big Picture On Creative Financing For Real Estate: Seller Financing and Installment Contracts allow investors to negotiate directly with sellers for financing, potentially reducing the need for traditional bank loans. These strategies include options like...
Underworld: How to Spot Professional Tenants Before They Bite
The Big Picture On How To Spot Professional Tenants: Professional tenants are people who game the system in order to illegally stay on a rental property without paying rent. Landlords should be vigilant when spotting professional tenants. A strong tenant screening...
What Are Squatters Rights? State-by-State Guide to Squatters Rights
The Big Picture On Squatters Rights: Squatters rights, or adverse possession laws, govern how landlords and property owners can remove trespassers after establishing residency. Squatters' rights vary by state law. Trespassers can become squatters if they stay long...
Curious about other passive real estate investments?
Check out our comparison chart of Real Estate Crowdfunding Platforms. Our cofounder G. Brian Davis has invested in most of them personally, for firsthand experience. Here’s a quick preview of just a few:
| Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Streitwise | Yieldstreet | |
|---|---|---|---|---|---|---|---|---|
| Min. Investment | $1 | $10 | $10/loan ($1,000 minimum opening transfer) | $20 | $50 | $100 | $5,000 | $10,000 |
| Investment Format | Pooled Fund of Loans, Fractional Ownership in Rentals | Pooled Funds & REITs | Secured Loans | Fractional Ownership in Rentals | Fractional Ownership in Rentals | Fractional Ownership in Rentals | REIT | Pooled Fund |
| Real Estate Type | Hard Money Loans & Apartment Buildings | Residential & Commercial | Residential (Short-Term Loans) | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Single-Family Rentals, Mixed-Use, Commercial | Single-Family Rentals (Long-Term & Airbnb), Multifamily | Commercial Office Buildings | Real Estate, Art, Debt, Vehicles, Legal |
| Dividend Freq. | Weekly | Quarterly | N/A | Monthly | Daily | Quarterly | Quarterly | Quarterly |
| Dividend Yield Last Year | 5.5% (more with referrals) | 2.17% | N/A | Avg. ~5% | Varies by property | 2.0-7.9% (long-term rentals), 3.6-5.2% (short-term rentals) | 7.8% | 8.0% |
| Total Return Last Year | 5.5% (more with referrals) | 1.50% | 9.83% | Avg. 11.35% | Varies by property | 21.6% (incomplete for the year though) | 7.8% | 5.0% |
| Hold Time w/o Penalty | 1 Year (but no principal penalty) | 5 Years | 2-18 Months | 3 Months | None | 5 Years | 5 Years | 3+ Months |
| Built-In IRA | No | Yes | Yes | Yes | No | No | No | Yes |
| Year Launched | 2018 | 2012 | 2013 | 2019 | 2018 | 2021 | 2017 | 2014 |
| Brian Invests Personally | Yes | Yes | Yes | Yes | Not Yet | Yes | Yes | Not Yet |
| Learn More | Concreit | Fundrise | Groundfloor | Ark7 | Lofty | Arrived | Streitwise | Yieldstreet |
Is This Podcast for You?
If you don’t want to work forever, it’s for you.
At SparkRental, we’re all about helping you replace your day job income with passive income from investments. Build enough investment income, and your day job becomes optional. You can quit to spend more time with your family, choose a career you’re more passionate about, travel, volunteer full-time.
Or you can keep working your current job if you love it, and build even more wealth.
While we tend to focus on building passive income through rental properties, we know that financial independence and/or retiring early — FIRE — works best with diverse income streams. So yes, we talk about finding motivated sellers, tools like free rental income calculators, finding rental property loans, and property management tips & tricks. But we also explore wider FIRE issues like savings rate, safe withdrawal rates, and how the FIRE lifestyle can save you money in surprising ways.
Most of all, we want to help you think differently about your money, and about lifestyle design: creating your own personal ideal life. Real estate is merely a means to that end!
